What is the most common complaint against Credigy USA Corp.?

The most common issue consumers report about Credigy USA Corp. is "Cont'd attempts collect debt not owed", specifically "Not given enough info to verify debt". This is based on 119 complaints filed with the CFPB.

Are complaints against Credigy USA Corp. increasing or decreasing?

Complaints against Credigy USA Corp. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credigy USA Corp.'s reputation grade?

Credigy USA Corp. has a reputation grade of C (score: 57.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credigy USA Corp. respond to consumer complaints?

Credigy USA Corp. has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Credigy USA Corp. operate?

Credigy USA Corp. has received CFPB complaints from consumers in 34 states, with the most complaints from California (23 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credigy USA Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

34
Disclosure verification of debt

30
False statements or representation

13
Taking/threatening an illegal action

10
Attempts to collect debt not owed

9
Took or threatened to take negative or legal action

8

Data updated September 2026

CFPB complaint disposition

CCDB record credigy-usa-corp Credigy USA Corp.

Grade C · 119 CFPB filings · 99% timely · lead issue: Cont'd attempts collect debt not owed · vol #754 · compose #2884

VOL 119
GRADE C
12MO 0
STATES 34
TIMELY 99%
DISPUTE 18%
ISSUE Cont'd attempts collect de…
RANK #754
COMPOSE #2,884

Volume peers

Nearest volume peer: GVA Holdings, LLC (119 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credigy USA Corp.'s 119 CFPB complaints sit next to GVA Holdings, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Credigy USA Corp. (19.3%)

Volume rank #754 and composite rank #2,884 diverge by 2,130 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 19.3%; Mid-band (15–30%) · 34 states with ≥1 filing
Seasonal peak: 2026-01 11.1%; 8–15% band · 3 filings
Divergent corpus ranks: #754 volume; #2,884 composite; Cleanest-composite ladder is 2,130 places worse than volume

How does Credigy USA Corp. compare to its peers?

How does CREDIGY USA CORP. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CREDIGY USA CORP. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

92%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-05 2026-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	34
Disclosure verification of debt	30
False statements or representation	13
Taking/threatening an illegal action	10
Attempts to collect debt not owed	9
Took or threatened to take negative or legal action	8
Written notification about debt	7
Communication tactics	7
Improper contact or sharing of info	1

Where do complaints against Credigy USA Corp. come from?

Credigy USA Corp.'s own per-state count, not a national baseline.

California

23
Texas

11
New Jersey

8
New York

8
Georgia

7
Colorado

5
Ohio

5
Alabama

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credigy USA Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 119.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.15966386554622%.

4 peers

Know your rights before responding to Credigy USA Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.