State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.2% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Santander Consumer USA Holdings Inc.

D
9 total complaints ↓ falling

Shellpoint Partners, LLC

D
9 total complaints → stable

The Best Service Co.,Inc

D
9 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
9 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
9 total complaints ↓ falling

Westcreek Financial

F
9 total complaints ↑ rising

Wilber and Associates, P.C.

D
9 total complaints → stable

Alpha Recovery Corp

D
8 total complaints ↓ falling

Aspen National Financial, Inc.

D
8 total complaints ↓ falling

Collectech Diversified, Inc.

D
8 total complaints ↑ rising

Cedars Business Services, LLC

D
8 total complaints ↑ rising

Concord Servicing Corporation

C
8 total complaints ↑ rising

FMA Alliance, Ltd.

C
8 total complaints → stable

Financial Business and Consumer Solutions.

D
8 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
8 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
8 total complaints → stable

Northland Group Inc

C
8 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
8 total complaints ↓ falling

PNC Bank N.A.

D
8 total complaints → stable

Property Receivables, Corp

F
8 total complaints ↑ rising

Seattle Service Bureau, Inc

D
8 total complaints → stable

Summit A*R, Inc.

D
8 total complaints ↑ rising

Suttell, Hammer & White, P.S

D
8 total complaints → stable

Upgrade, Inc.

F
8 total complaints ↑ rising

Alliant Capital Management LLC

D
7 total complaints → stable

BTH Management

D
7 total complaints ↑ rising

Bull City Financial Solutions, Inc

D
7 total complaints ↑ rising

Citizens Financial Group, Inc.

C
7 total complaints → stable

CLGF Holdco 1, LLC

F
7 total complaints ↑ rising

CNG Financial Corporation

D
7 total complaints → stable

Contract Callers Inc

D
7 total complaints ↑ rising

Client Services, Inc.

D
7 total complaints → stable

Collection Bureau of America Ltd.

F
7 total complaints ↓ falling

Credit Protection Association, L.P.

D
7 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
7 total complaints ↓ falling

Freedom Mortgage Company

B
7 total complaints → stable

Keycorp

D
7 total complaints ↓ falling

Kikoff Inc.

F
7 total complaints ↑ rising

Klarna AB

F
7 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
7 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
7 total complaints ↓ falling

Mountain Run Solutions, LLC

F
7 total complaints ↓ falling

Patient Accounting Service Center

D
7 total complaints → stable

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
7 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
7 total complaints → stable

Receivables Management Partners, LLC

D
7 total complaints ↓ falling

ResidentCollect, Inc.

F
7 total complaints → stable

SCA Collections, Inc.

D
7 total complaints ↓ falling

Squaretwo Financial Corporation

D
7 total complaints ↓ falling

Stokes & Wolf, P.C.

C
7 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.