What is the most common complaint against Riverwalk Financial Corporation?

The most common issue consumers report about Riverwalk Financial Corporation is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 465 complaints filed with the CFPB.

Are complaints against Riverwalk Financial Corporation increasing or decreasing?

Complaints against Riverwalk Financial Corporation are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Riverwalk Financial Corporation's reputation grade?

Riverwalk Financial Corporation has a reputation grade of F (score: 46.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Riverwalk Financial Corporation respond to consumer complaints?

Riverwalk Financial Corporation has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Riverwalk Financial Corporation operate?

Riverwalk Financial Corporation has received CFPB complaints from consumers in 42 states, with the most complaints from Texas (91 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Riverwalk Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

169
Written notification about debt

156
False statements or representation

46
Took or threatened to take negative or legal action

38
Disclosure verification of debt

21
Cont'd attempts collect debt not owed

19

Data updated September 2026

CFPB complaint disposition

CCDB record riverwalk-financial-corporation Riverwalk Financial Corporation

Grade F · 465 CFPB filings · 75% timely · lead issue: Attempts to collect debt not owed · vol #294 · compose #4447

VOL 465
GRADE F
12MO 2
STATES 42
TIMELY 75%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #294
COMPOSE #4,447

Volume peers

Nearest volume peer: Meridian Financial Services, Inc. (465 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Riverwalk Financial Corporation's 465 CFPB complaints sit next to Meridian Financial Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Riverwalk Financial Corporation (19.6%)

Volume rank #294 and composite rank #4,447 diverge by 4,153 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 19.6%; Mid-band (15–30%) · 42 states with ≥1 filing
Seasonal peak: 2026-01 8.7%; 8–15% band · 33 filings
Divergent corpus ranks: #294 volume; #4,447 composite; Cleanest-composite ladder is 4,153 places worse than volume

How does Riverwalk Financial Corporation compare to its peers?

How does Riverwalk Financial Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Riverwalk Financial Co… National average

Complaints (last 12 mo)lower is better

141

268

Timely-response ratehigher is better

75%

92%

91%

Consumer-dispute ratelower is better

14%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	169
Written notification about debt	156
False statements or representation	46
Took or threatened to take negative or legal action	38
Disclosure verification of debt	21
Cont'd attempts collect debt not owed	19
Communication tactics	7
Threatened to contact someone or share information improperly	5
Improper contact or sharing of info	2
Taking/threatening an illegal action	2

Where do complaints against Riverwalk Financial Corporation come from?

Riverwalk Financial Corporation's own per-state count, not a national baseline.

Texas

91
Georgia

42
California

37
Florida

33
Illinois

17
Pennsylvania

17
North Carolina

16
New York

15

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Riverwalk Financial Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 465.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 74.624%.

4 peers

Know your rights before responding to Riverwalk Financial Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.