What is the most common complaint against Financial Business and Consumer Solutions.?

The most common issue consumers report about Financial Business and Consumer Solutions. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 488 complaints filed with the CFPB.

Are complaints against Financial Business and Consumer Solutions. increasing or decreasing?

Complaints against Financial Business and Consumer Solutions. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Financial Business and Consumer Solutions.'s reputation grade?

Financial Business and Consumer Solutions. has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Financial Business and Consumer Solutions. respond to consumer complaints?

Financial Business and Consumer Solutions. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Financial Business and Consumer Solutions. operate?

Financial Business and Consumer Solutions. has received CFPB complaints from consumers in 44 states, with the most complaints from Florida (64 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Financial Business and Consumer Solutions. - Debt Collector Complaint Profile

CFPB complaint profile across 44 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

161
Communication tactics

82
Cont'd attempts collect debt not owed

81
Written notification about debt

46
Disclosure verification of debt

39
False statements or representation

35

Data updated September 2026

CFPB complaint disposition

CCDB record financial-business-and-consumer-solutions Financial Business and Consumer Solutions.

Grade D · 488 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed · vol #278 · compose #3737

VOL 488
GRADE D
12MO 0
STATES 44
TIMELY 94%
DISPUTE 15%
ISSUE Attempts to collect debt n…
RANK #278
COMPOSE #3,737

Volume peers

Nearest volume peer: First Advantage LNS Inc. (489 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Financial Business and Consumer Solutions.'s 488 CFPB complaints sit next to First Advantage LNS Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Financial Business and Consumer Solutions. spreads filings across 44 states - Florida leads at only 13.1%

Despite a broad state map, Financial Business and Consumer Solutions. still sits volume #278 against composite #3,737 - the two RankMaps diverge by 3,459 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 13.1% across 44 states
Seasonal peak: 2026-01 10.3%; 8–15% band · 21 filings
Divergent corpus ranks: #278 volume; #3,737 composite; Cleanest-composite ladder is 3,459 places worse than volume

How does Financial Business and Consumer Solutions. compare to its peers?

How does Financial Business and Consumer Solutions. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Financial Business and… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

69%

91%

Consumer-dispute ratelower is better

15%

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	161
Communication tactics	82
Cont'd attempts collect debt not owed	81
Written notification about debt	46
Disclosure verification of debt	39
False statements or representation	35
Took or threatened to take negative or legal action	20
Threatened to contact someone or share information improperly	11
Taking/threatening an illegal action	6
Improper contact or sharing of info	5

Where do complaints against Financial Business and Consumer Solutions. come from?

Financial Business and Consumer Solutions.'s own per-state count, not a national baseline.

Florida

64
California

61
Texas

48
Georgia

38
Ohio

20
Michigan

19
New York

18
Pennsylvania

18

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Financial Business and Consumer Solutions.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 488.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.66053169734151%.

4 peers

Know your rights before responding to Financial Business and Consumer Solutions.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.