This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 1,423 complaints

Contract Callers Inc - Debt Collector Complaint Profile

CFPB complaint profile across 44 states, reputation grade D.

Complaints by issue type

What consumers report about Contract Callers Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record contract-callers-inc Contract Callers Inc

Grade D · 1,423 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #123 · compose #169

  • VOL 1,423
  • GRADE D
  • 12MO 467
  • STATES 44
  • TIMELY 97%
  • DISPUTE 13%
  • ISSUE Attempts to collect debt n…
  • RANK #123
  • COMPOSE #169

Volume peers

Nearest volume peer: First Credit Services Inc. (1,402 complaints)

Truist Financial CorporationTruist Financial Corporation1,393First Credit Services Inc.First Credit Services Inc.1,402Contract Callers Inc (this)Contract Callers Inc (this)1,423Franklin Collection Service, Inc.Franklin Collection Service,…1,466Acima Credit, LLCAcima Credit, LLC1,476
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Contract Callers Inc's 1,423 CFPB complaints sit next to First Credit Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 1,423 complaints break down

Every complaint issue type on record for Contract Callers Inc, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.4/100
Contract Callers Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
1,423
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
13%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Georgia is the plurality state for Contract Callers Inc (24.2%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Georgia 24.2%
Mid-band (15–30%) · 44 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2026-01 at 6.5% (146 filings)
Corpus ranks
#123 volume
#169 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Contract Callers Inc compare to its peers?

How does CONTRACT CALLERS INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
CONTRACT CALLERS INC National average
Complaints (last 12 mo)lower is better
467
425
268
Timely-response ratehigher is better
97%
99%
91%
Consumer-dispute ratelower is better
13%
15%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Contract Callers Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%10%20%30% Timely response rate (%) Dispute rate (%) Contract Callers Inc vs. 9 similar-volume peers, by response speed and dispute rate Contract Callers IncFirst Credit Services Inc.Franklin Collection Service, Inc.ACIMA CREDIT, LLCCNG FINANCIAL CORPORATIONContinental Services Group, Inc. d/b/a ConServeThe Receivable Management Services LLCMidwest Recovery SystemsBridgecrest Acceptance CorporationEXPERT GLOBAL SOLUTIONS, INC.
Source: CFPB Consumer Complaint Database

Contract Callers Inc's complaint volume in context

Contract Callers Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

1,423 Top 2% higher than 98% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Contract Callers Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
671
Written notification about debt
288
False statements or representation
150
Took or threatened to take negative or legal action
121
Cont'd attempts collect debt not owed
83
Communication tactics
58
Disclosure verification of debt
31
Electronic communications
8
Threatened to contact someone or share information improperly
5
Improper contact or sharing of info
5

Where do complaints against Contract Callers Inc come from?

Contract Callers Inc's own per-state count, not a national baseline.

Top states by complaints against Contract Callers Inc

Across 44 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Contract Callers Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,423.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.82034976152623%.

4 peers

Know your rights before responding to Contract Callers Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.