What is the most common complaint against Summit A*R, Inc.?

The most common issue consumers report about Summit A*R, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 430 complaints filed with the CFPB.

Are complaints against Summit A*R, Inc. increasing or decreasing?

Complaints against Summit A*R, Inc. are rising. The company received 240 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Summit A*R, Inc.'s reputation grade?

Summit A*R, Inc. has a reputation grade of D (score: 54.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Summit A*R, Inc. respond to consumer complaints?

Summit A*R, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Summit A*R, Inc. operate?

Summit A*R, Inc. has received CFPB complaints from consumers in 35 states, with the most complaints from Florida (100 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Summit A*R, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

218
Written notification about debt

81
Took or threatened to take negative or legal action

54
False statements or representation

50
Communication tactics

14
Cont'd attempts collect debt not owed

5

Data updated September 2026

CFPB complaint disposition

CCDB record summit-a-r-inc Summit A*R, Inc.

Grade D · 430 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #309 · compose #3499

VOL 430
GRADE D
12MO 240
STATES 35
TIMELY 97%
DISPUTE 18%
ISSUE Attempts to collect debt n…
RANK #309
COMPOSE #3,499

Volume peers

Nearest volume peer: Sentry Credit, Inc. (427 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Summit A*R, Inc.'s 430 CFPB complaints sit next to Sentry Credit, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Summit A*R, Inc. (23.3%)

Volume rank #309 and composite rank #3,499 diverge by 3,190 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 23.3%; Mid-band (15–30%) · 35 states with ≥1 filing
Seasonal peak: 2023-06 8.1%; 8–15% band · 21 filings
Divergent corpus ranks: #309 volume; #3,499 composite; Cleanest-composite ladder is 3,190 places worse than volume

How does Summit A*R, Inc. compare to its peers?

How does Summit A*R, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Summit A*R, Inc. National average

Complaints (last 12 mo)lower is better

240

268

Timely-response ratehigher is better

97%

96%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2025-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	218
Written notification about debt	81
Took or threatened to take negative or legal action	54
False statements or representation	50
Communication tactics	14
Cont'd attempts collect debt not owed	5
Threatened to contact someone or share information improperly	5
Disclosure verification of debt	2
Improper contact or sharing of info	1

Where do complaints against Summit A*R, Inc. come from?

Summit A*R, Inc.'s own per-state count, not a national baseline.

Florida

100
Texas

56
California

46
Georgia

29
South Carolina

16
Virginia

16
Illinois

14
Minnesota

14

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Summit A*R, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 430.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.61538461538461%.

4 peers

Know your rights before responding to Summit A*R, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.