State complaint profile

Debt collection complaints in Wisconsin

9,149 CFPB complaints filed against 950 debt collectors active in Wisconsin.

Complaints
9,149
Collectors
950
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wisconsin at a glance

Wisconsin consumers have filed 9,149 CFPB debt-collection complaints against 950 collectors.

9,149
CFPB complaints filed
950
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Wisconsin

Wisconsin filings are dispersed: the top three collectors hold only 0.5% of 9,149 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Wisconsin residents in this extract is Encore Capital Group Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

The CMI Group, Inc.

D
16 total complaints ↓ falling

Associated Banc-Corp

D
15 total complaints → stable

Aargon Agency, Inc.

F
15 total complaints → stable

Associated Collectors, Inc.

C
15 total complaints ↓ falling

EOS Holdings, Inc.

D
15 total complaints ↓ falling

Waypoint Resource Group, LLC

F
15 total complaints ↑ rising

Credit Corp Solutions Inc.

D
14 total complaints ↑ rising

Expert Global Solutions, Inc.

D
14 total complaints ↓ falling

Exeter Finance, LLC.

D
14 total complaints ↑ rising

Frost-Arnett Company

D
14 total complaints ↓ falling

Gurstel Law Firm, P.C.

D
14 total complaints → stable

Risecredit, LLC

D
14 total complaints ↓ falling

The Receivable Management Services LLC

D
14 total complaints ↑ rising

World Acceptance Corporation

D
14 total complaints ↑ rising

BMO Bank National Association

13 total complaints ↑ rising

Byrider Franchising, LLC

D
13 total complaints → stable

CLGF Holdco 1, LLC

F
13 total complaints ↑ rising

Certified Recovery Inc

B
13 total complaints ↓ falling

Cottonwood Financial Ltd.

C
13 total complaints ↓ falling

Eastern Account Systems of Connecticut, Inc.

D
13 total complaints ↑ rising

Fair Collections & Outsourcing, Inc.

D
13 total complaints ↑ rising

ProCollect, Inc.

F
13 total complaints ↑ rising

AES/Pheaa

D
12 total complaints ↓ falling

AMCOL Systems, Inc.

D
12 total complaints ↓ falling

AmeriCash Holding LLC

D
12 total complaints ↓ falling

Credit Protection Association, L.P.

D
12 total complaints ↓ falling

Financial Recoveries, Inc.

C
12 total complaints ↓ falling

Kikoff Inc.

F
12 total complaints ↑ rising

Penn Credit Corporation

D
12 total complaints ↓ falling

Sterling Jewelers, Inc.

C
12 total complaints ↓ falling

Santander Consumer USA Holdings Inc.

D
12 total complaints ↓ falling

The Bureaus, Inc.

D
12 total complaints → stable

Tri-State Adjustments, Inc.

C
12 total complaints ↓ falling

Velocity Portfolio Group

D
12 total complaints → stable

Bonded Collectors of Wisconsin, Inc

B
11 total complaints ↓ falling

HSBC North America Holdings Inc.

D
11 total complaints ↓ falling

Monterey Financial Services LLC

D
11 total complaints ↑ rising

Nelnet, Inc.

D
11 total complaints ↑ rising

Stellar Recovery, Inc.

D
11 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
11 total complaints ↓ falling

American First Finance, Inc.

F
10 total complaints → stable

Central Portfolio Control Inc.

D
10 total complaints ↑ rising

Diverse Funding Associates LLC

D
10 total complaints ↑ rising

Midwest Recovery Systems

F
10 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
10 total complaints ↓ falling

Performant Financial Corporation

D
10 total complaints ↓ falling

Rent Recovery Solutions

F
10 total complaints ↑ rising

Toyota Motor Credit Corporation

D
10 total complaints ↑ rising

Williams & Fudge, Inc

D
10 total complaints → stable

Alliance One, Inc.

D
9 total complaints ↓ falling

If a collector is contacting you in Wisconsin

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Wisconsin resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Wisconsin

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Wisconsin Resident

Three parallel channels apply in Wisconsin: the CFPB complaint form (powers this dataset), the Wisconsin attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.