What is the most common complaint against Risecredit, LLC?

The most common issue consumers report about Risecredit, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 218 complaints filed with the CFPB.

Are complaints against Risecredit, LLC increasing or decreasing?

Complaints against Risecredit, LLC are falling. The company received 10 complaints in the last 12 months, showing improvement over prior periods.

What is Risecredit, LLC's reputation grade?

Risecredit, LLC has a reputation grade of D (score: 54.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Risecredit, LLC respond to consumer complaints?

Risecredit, LLC has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Risecredit, LLC operate?

Risecredit, LLC has received CFPB complaints from consumers in 28 states, with the most complaints from California (39 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Risecredit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

82
Communication tactics

47
Cont'd attempts collect debt not owed

22
False statements or representation

19
Written notification about debt

16
Took or threatened to take negative or legal action

12

Data updated September 2026

CFPB complaint disposition

CCDB record risecredit-llc Risecredit, LLC

Grade D · 218 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #493 · compose #3475

VOL 218
GRADE D
12MO 10
STATES 28
TIMELY 91%
DISPUTE 11%
ISSUE Attempts to collect debt n…
RANK #493
COMPOSE #3,475

Volume peers

Nearest volume peer: North American Credit Services (218 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Risecredit, LLC's 218 CFPB complaints sit next to North American Credit Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

California is the plurality state for Risecredit, LLC (17.9%)

Volume rank #493 and composite rank #3,475 diverge by 2,982 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 17.9%; Mid-band (15–30%) · 28 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2022-05 at 6.5% (2 filings)
Divergent corpus ranks: #493 volume; #3,475 composite; Cleanest-composite ladder is 2,982 places worse than volume

How does Risecredit, LLC compare to its peers?

How does Risecredit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Risecredit, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

99%

91%

Consumer-dispute ratelower is better

11%

16%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2025-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	82
Communication tactics	47
Cont'd attempts collect debt not owed	22
False statements or representation	19
Written notification about debt	16
Took or threatened to take negative or legal action	12
Improper contact or sharing of info	9
Disclosure verification of debt	8
Threatened to contact someone or share information improperly	2
Electronic communications	1

Where do complaints against Risecredit, LLC come from?

Risecredit, LLC's own per-state count, not a national baseline.

California

39
Texas

35
South Carolina

27
Alabama

15
Missouri

15
Wisconsin

14
Georgia

11
Ohio

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Risecredit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 218.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.07981220657277%.

4 peers

Know your rights before responding to Risecredit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.