This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 218 complaints

Risecredit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Complaints by issue type

What consumers report about Risecredit, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record risecredit-llc Risecredit, LLC

Grade D · 218 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #493 · compose #173

  • VOL 218
  • GRADE D
  • 12MO 10
  • STATES 28
  • TIMELY 91%
  • DISPUTE 11%
  • ISSUE Attempts to collect debt n…
  • RANK #493
  • COMPOSE #173

Volume peers

Nearest volume peer: North American Credit Services (218 complaints)

North American Credit ServicesNorth American Credit Servic…218Risecredit, LLC (this)Risecredit, LLC (this)218Nationwide Credit CorporationNationwide Credit Corporation219SUN Loan Company Inc.SUN Loan Company Inc.219Allied International Credit Corp., (US)Allied International Credit …220
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Risecredit, LLC's 218 CFPB complaints sit next to North American Credit Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 218 complaints break down

Every complaint issue type on record for Risecredit, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
54.4/100
Risecredit, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
218
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
91%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
11%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

California is the plurality state for Risecredit, LLC (17.9%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
California 17.9%
Mid-band (15–30%) · 28 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2022-05 at 6.5% (2 filings)
Corpus ranks
#493 volume
#173 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Risecredit, LLC compare to its peers?

How does Risecredit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Risecredit, LLC National average
Complaints (last 12 mo)lower is better
10
28
268
Timely-response ratehigher is better
91%
99%
91%
Consumer-dispute ratelower is better
11%
16%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Risecredit, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Risecredit, LLC vs. 10 similar-volume peers, by response speed and dispute rate Risecredit, LLCNorth American Credit ServicesSUN LOAN COMPANY INC.Nationwide Credit CorporationDataMax CorporationJ J Marshall & Associates, IncMiraMed Revenue Group LLCAllied International Credit Corp., (US)Financial Assistance IncKlima, Peters & Daly, P.A.Palm Beach Credit Adjustors, Inc
Source: CFPB Consumer Complaint Database

Risecredit, LLC's complaint volume in context

Risecredit, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

218 Top 9% higher than 91% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Risecredit, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-03 2025-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
82
Communication tactics
47
Cont'd attempts collect debt not owed
22
False statements or representation
19
Written notification about debt
16
Took or threatened to take negative or legal action
12
Improper contact or sharing of info
9
Disclosure verification of debt
8
Threatened to contact someone or share information improperly
2
Electronic communications
1

Where do complaints against Risecredit, LLC come from?

Risecredit, LLC's own per-state count, not a national baseline.

Top states by complaints against Risecredit, LLC

Across 28 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Risecredit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 218.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.07981220657277%.

4 peers

Know your rights before responding to Risecredit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.