State complaint profile

Debt collection complaints in Wisconsin

9,149 CFPB complaints filed against 950 debt collectors active in Wisconsin.

Complaints
9,149
Collectors
950
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wisconsin at a glance

Wisconsin consumers have filed 9,149 CFPB debt-collection complaints against 950 collectors.

9,149
CFPB complaints filed
950
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Wisconsin

Wisconsin filings are dispersed: the top three collectors hold only 0.3% of 9,149 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Wisconsin residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

American Accounts & Advisers, Inc.

D
9 total complaints ↓ falling

Atlanticus Services Corporation

D
9 total complaints ↑ rising

Barclays Bank Delaware

D
9 total complaints ↑ rising

Client Services, Inc.

D
9 total complaints → stable

Colony Brands, Inc.

F
9 total complaints → stable

Ditech Financial LLC

D
9 total complaints ↓ falling

Dynamic Recovery Solutions, LLC

D
9 total complaints ↓ falling

First Data Corporation

D
9 total complaints ↓ falling

Patient Accounting Service Center

D
9 total complaints → stable

Phoenix Financial Services LLC

D
9 total complaints ↓ falling

Real Time Group, Inc.

D
9 total complaints ↓ falling

Santander Holdings USA, Inc.

F
9 total complaints ↑ rising

Shellpoint Partners, LLC

D
9 total complaints → stable

Unifin Inc.

D
9 total complaints ↑ rising

Upstart Holdings, Inc.

F
9 total complaints ↑ rising

ATG Credit, LLC

D
8 total complaints ↓ falling

American Credit Acceptance, LLC

D
8 total complaints ↑ rising

BCG Equities, LLC

B
8 total complaints ↑ rising

Bounce AI, Inc.

F
8 total complaints ↑ rising

Capio Partners, LLC

C
8 total complaints → stable

Collection Management Holdings, LLC

F
8 total complaints ↑ rising

Ezcorp, Inc.

D
8 total complaints ↓ falling

First Credit Services Inc.

D
8 total complaints ↑ rising

Firstsource Business Process Services, LLC

D
8 total complaints → stable

High Point Asset Inc

F
8 total complaints ↓ falling

Navy Federal Credit Union

D
8 total complaints ↑ rising

Ocwen Financial Corporation

D
8 total complaints ↓ falling

Opportunity Financial, LLC

C
8 total complaints ↑ rising

RentDebt Automated Collections, LLC

D
8 total complaints ↑ rising

Security Credit Services, LLC

D
8 total complaints ↑ rising

Servicer under contract with Federal Student Aid

F
8 total complaints ↑ rising

United Credit Service Inc

B
8 total complaints ↓ falling

W&A Intermediate Co., LLC

F
8 total complaints ↑ rising

Westlake Services, LLC

D
8 total complaints ↑ rising

Arnold Scott Harris, P.C.

D
7 total complaints ↓ falling

Asset Recovery Solutions, LLC

D
7 total complaints ↓ falling

Blitt and Gaines, P.C.

D
7 total complaints → stable

Bridgecrest Acceptance Corporation

D
7 total complaints ↑ rising

Eagle Recovery Associates, Inc.

F
7 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
7 total complaints ↓ falling

Focus Holding Company

D
7 total complaints ↓ falling

Franks Adjustment Bureau, Inc.

B
7 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
7 total complaints → stable

Jon Barry and Associates, Inc.

C
7 total complaints ↓ falling

Mohela

F
7 total complaints ↑ rising

Med-Health Financial Services, Inc.

F
7 total complaints ↓ falling

Merchants and Medical Credit Corporation, Inc.

D
7 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
7 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
7 total complaints ↓ falling

RSI Enterprises, Inc.

D
7 total complaints ↓ falling

If a collector is contacting you in Wisconsin

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Wisconsin resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Wisconsin

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Wisconsin Resident

Three parallel channels apply in Wisconsin: the CFPB complaint form (powers this dataset), the Wisconsin attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.