State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Nationwide Debt Management Solutions, LLC

F
4 total complaints ↓ falling

Oracle Financial Group LLC.

D
4 total complaints ↓ falling

Patenaude & Felix A Professional Corporation

D
4 total complaints ↓ falling

Phillips, Reinhard & Associates

F
4 total complaints ↓ falling

Property Receivables, Corp

F
4 total complaints ↑ rising

R.T.R. Financial Services, Inc.

D
4 total complaints ↑ rising

Real Time Group, Inc.

D
4 total complaints ↓ falling

SG and Associates

F
4 total complaints ↑ rising

SKO Brenner American, Inc.

C
4 total complaints ↓ falling

State Employees Credit Union

C
4 total complaints ↑ rising

Senex Services Corp.

F
4 total complaints ↓ falling

Sezzle Inc.

F
4 total complaints ↑ rising

Siggi LLC

D
4 total complaints ↓ falling

Solar Mosaic LLC

F
4 total complaints ↑ rising

The Regional Adjustment Bureau, Incorporated

C
4 total complaints ↓ falling

Tiffany & Tiffany PLLC

C
4 total complaints ↑ rising

Total Card, Inc.

D
4 total complaints ↓ falling

TriVerity, Inc.

D
4 total complaints → stable

U.S. Collections West, Inc.

D
4 total complaints → stable

Valor Intelligent Processing, LLC

F
4 total complaints ↑ rising

Wheels Financial Group, LLC.

C
4 total complaints → stable

World Acceptance Corporation

D
4 total complaints ↑ rising

2288984 Ontario Inc.

C
3 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
3 total complaints ↓ falling

ACS Education Services

D
3 total complaints ↓ falling

AR Resources, Inc. (FL)

C
3 total complaints ↓ falling

Asta Funding Inc.

D
3 total complaints ↓ falling

Affiliated Acceptance Corporation

C
3 total complaints ↓ falling

AmeriCollect

D
3 total complaints ↓ falling

Arena Investors, LP

F
3 total complaints ↓ falling

Ashton & Weinberg, Inc.

C
3 total complaints ↓ falling

Autovest, L.L.C.

D
3 total complaints → stable

Avant Credit Corporation

C
3 total complaints ↓ falling

Bliksum, LLC

F
3 total complaints ↓ falling

CAB Receivables, Inc.

F
3 total complaints ↓ falling

CBC Companies, Inc.

D
3 total complaints ↑ rising

CFM Group LLC

C
3 total complaints ↓ falling

Capital Asset Recovery INC DBA Jacobson and Wright

D
3 total complaints ↓ falling

Carvana Group, LLC

D
3 total complaints → stable

Central Atlantic Sales Inc. T/A Priority Buy Here Pay Here

B
3 total complaints ↓ falling

Champlin & Associates PLLC

B
3 total complaints ↑ rising

Chime Financial Inc

D
3 total complaints ↑ rising

Citi Management Group, LLC

F
3 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
3 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
3 total complaints ↓ falling

Consolidated Recovery Group, LLC

D
3 total complaints ↓ falling

Continental Central Credit, Inc.

C
3 total complaints ↓ falling

Convergys

C
3 total complaints ↓ falling

Cordoza & Wexler Recovery Services

F
3 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
3 total complaints → stable

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.