State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Credit Card Acquisitions Group

F
3 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
3 total complaints ↓ falling

Credit Karma, LLC

B
3 total complaints ↑ rising

Credova Holdings Inc

C
3 total complaints → stable

DSR Holdings Group, LLC

F
3 total complaints → stable

Dankos Gordon & Tucker PC

B
3 total complaints ↑ rising

Deca Financial Services LLC (Closed)

C
3 total complaints ↓ falling

Earm LLC

F
3 total complaints ↓ falling

FCI Lender Services Inc.

F
3 total complaints ↓ falling

Financial Assistance Inc

C
3 total complaints → stable

Financial Credit Network Inc

D
3 total complaints ↓ falling

Great Lakes

C
3 total complaints ↓ falling

Greensky Operations, LLC

D
3 total complaints ↑ rising

Galaxy Capital Acquisitions, LLC

D
3 total complaints ↓ falling

Greeting Team, LLC DBA Customer Care Global

D
3 total complaints ↑ rising

Guidiville Indian Rancheria

C
3 total complaints ↓ falling

Heartland Payment Systems Inc

D
3 total complaints ↓ falling

HIGHLAND FINANCIAL SERVICES (Closed)

F
3 total complaints ↓ falling

Happy Money, Inc.

F
3 total complaints ↑ rising

Hatfield Portfolio Group LLC.

D
3 total complaints ↓ falling

Independence Capital Recovery, LLC

D
3 total complaints ↑ rising

J J Marshall & Associates, Inc

D
3 total complaints → stable

JP Recovery Services, Inc.

C
3 total complaints ↓ falling

Keynote Consulting, Inc.

D
3 total complaints → stable

Lanier Collections Agency and Services Inc

D
3 total complaints ↓ falling

LD Holdings Group, LLC

B
3 total complaints → stable

Lake City Credit

F
3 total complaints ↓ falling

Larry H. Miller Group of Companies

B
3 total complaints ↑ rising

Leading Edge Recovery Solutions, LLC

C
3 total complaints ↓ falling

MNE Services, Inc

D
3 total complaints ↓ falling

Malcolm S. Gerald and Associates, Inc.

F
3 total complaints ↓ falling

Merchants' Credit Guide Company

D
3 total complaints ↓ falling

Mid-Atlantic Solutions Holdings, LLC

B
3 total complaints ↓ falling

Mountain Run Solutions, LLC

F
3 total complaints ↓ falling

Ncsplus Incorporated

C
3 total complaints ↓ falling

NIC, Inc.

C
3 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
3 total complaints ↓ falling

Oliver Adjustment Co.

C
3 total complaints ↓ falling

Orion Capital Solutions LLC

D
3 total complaints → stable

Palmar, Inc.

F
3 total complaints ↑ rising

Pavilion Payments US BuyerCo, LLC

D
3 total complaints ↓ falling

Persolve, LLC - Legal - Series 2

F
3 total complaints ↓ falling

Pollack & Rosen, P.A.

D
3 total complaints → stable

Possible Financial Inc

F
3 total complaints ↑ rising

Professional Credit Analysts of MN, Inc.

B
3 total complaints ↓ falling

Professional Recovery Management

F
3 total complaints ↑ rising

QC Holdings Inc

C
3 total complaints → stable

RCS Recovery Services, LLC

C
3 total complaints ↓ falling

Receivable Recovery Services, LLC

D
3 total complaints ↓ falling

Recovery One, LLC

D
3 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.