What is the most common complaint against Coastal Financial Solutions, LLC?

The most common issue consumers report about Coastal Financial Solutions, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 40 complaints filed with the CFPB.

Are complaints against Coastal Financial Solutions, LLC increasing or decreasing?

Complaints against Coastal Financial Solutions, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Coastal Financial Solutions, LLC's reputation grade?

Coastal Financial Solutions, LLC has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Coastal Financial Solutions, LLC respond to consumer complaints?

Coastal Financial Solutions, LLC has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Coastal Financial Solutions, LLC operate?

Coastal Financial Solutions, LLC has received CFPB complaints from consumers in 17 states, with the most complaints from California (9 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Coastal Financial Solutions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

17
False statements or representation

6
Improper contact or sharing of info

6
Taking/threatening an illegal action

4
Took or threatened to take negative or legal action

2
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record coastal-financial-solutions-llc Coastal Financial Solutions, LLC

Grade D · 40 CFPB filings · 83% timely · lead issue: Communication tactics · vol #1335 · compose #3656

VOL 40
GRADE D
12MO 0
STATES 17
TIMELY 83%
DISPUTE 26%
ISSUE Communication tactics
RANK #1,335
COMPOSE #3,656

Volume peers

Nearest volume peer: AAS Debt Recovery, Inc. (40 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Coastal Financial Solutions, LLC's 40 CFPB complaints sit next to AAS Debt Recovery, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Coastal Financial Solutions, LLC (22.5%)

The 2026-01 spike coincides with a 2,321-place gap between volume rank #1,335 and composite #3,656. Corpus placement method.

Plurality state: California 22.5%; Mid-band (15–30%) · 17 states with ≥1 filing
Spike month: 2026-01 15.9%; 7 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,335 volume; #3,656 composite; Cleanest-composite ladder is 2,321 places worse than volume

How does Coastal Financial Solutions, LLC compare to its peers?

How does Coastal Financial Solutions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Coastal Financial Solu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

93%

91%

Consumer-dispute ratelower is better

26%

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-08 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	17
False statements or representation	6
Improper contact or sharing of info	6
Taking/threatening an illegal action	4
Took or threatened to take negative or legal action	2
Cont'd attempts collect debt not owed	2
Threatened to contact someone or share information improperly	2
Disclosure verification of debt	1

Where do complaints against Coastal Financial Solutions, LLC come from?

Coastal Financial Solutions, LLC's own per-state count, not a national baseline.

California

9
Texas

7
Tennessee

4
Colorado

3
Virginia

3
Ohio

2
Oregon

2
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Coastal Financial Solutions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 40.

4 peers

Know your rights before responding to Coastal Financial Solutions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.