What is the most common complaint against Wheels Financial Group, LLC.?

The most common issue consumers report about Wheels Financial Group, LLC. is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 117 complaints filed with the CFPB.

Are complaints against Wheels Financial Group, LLC. increasing or decreasing?

Complaints against Wheels Financial Group, LLC. have been stable. The company received 22 complaints in the last 12 months.

What is Wheels Financial Group, LLC.'s reputation grade?

Wheels Financial Group, LLC. has a reputation grade of C (score: 60.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Wheels Financial Group, LLC. respond to consumer complaints?

Wheels Financial Group, LLC. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Wheels Financial Group, LLC. operate?

Wheels Financial Group, LLC. has received CFPB complaints from consumers in 21 states, with the most complaints from California (65 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wheels Financial Group, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

48
Took or threatened to take negative or legal action

17
False statements or representation

15
Communication tactics

11
Written notification about debt

7
Cont'd attempts collect debt not owed

7

Data updated September 2026

CFPB complaint disposition

CCDB record wheels-financial-group-llc Wheels Financial Group, LLC.

Grade C · 117 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #760 · compose #2313

VOL 117
GRADE C
12MO 22
STATES 21
TIMELY 100%
DISPUTE 9%
ISSUE Attempts to collect debt n…
RANK #760
COMPOSE #2,313

Volume peers

Nearest volume peer: Capital Link Management, LLC (117 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Wheels Financial Group, LLC.'s 117 CFPB complaints sit next to Capital Link Management, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.6% of Wheels Financial Group, LLC.'s CFPB filings land in California

High volume does not equal a clean composite: Wheels Financial Group, LLC. is volume #760 but composite #2,313, while California dominates the geography. Corpus placement method.

Dominant state: California 55.6%; 65 of 117 filings · 21 states touched
Seasonal peak: 2024-10 11.4%; 8–15% band · 9 filings
Divergent corpus ranks: #760 volume; #2,313 composite; Cleanest-composite ladder is 1,553 places worse than volume

How does Wheels Financial Group, LLC. compare to its peers?

How does WHEELS FINANCIAL GROUP, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

WHEELS FINANCIAL GROUP… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	48
Took or threatened to take negative or legal action	17
False statements or representation	15
Communication tactics	11
Written notification about debt	7
Cont'd attempts collect debt not owed	7
Improper contact or sharing of info	4
Taking/threatening an illegal action	4
Threatened to contact someone or share information improperly	3
Electronic communications	1

Where do complaints against Wheels Financial Group, LLC. come from?

Wheels Financial Group, LLC.'s own per-state count, not a national baseline.

California

65
Florida

6
Texas

6
Missouri

5
Arizona

4
Ohio

4
Virginia

4
Indiana

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Wheels Financial Group, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 117.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Wheels Financial Group, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.