What is Capital Asset Recovery INC DBA Jacobson and Wright's reputation grade?

Capital Asset Recovery INC DBA Jacobson and Wright has a reputation grade of D (score: 55.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Capital Asset Recovery INC DBA Jacobson and Wright respond to consumer complaints?

Capital Asset Recovery INC DBA Jacobson and Wright has a 95% timely response rate to CFPB complaints.

In how many states does Capital Asset Recovery INC DBA Jacobson and Wright operate?

Capital Asset Recovery INC DBA Jacobson and Wright has received CFPB complaints from consumers in 11 states, with the most complaints from California (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Capital Asset Recovery INC DBA Jacobson and Wright - Debt Collector Complaint Profile

Q: What is the most common complaint against Capital Asset Recovery INC DBA Jacobson and Wright?

The most common issue consumers report about Capital Asset Recovery INC DBA Jacobson and Wright is "Took or threatened to take negative or legal action", specifically "Talked to a third-party about your debt". This is based on 20 complaints filed with the CFPB.

Q: Are complaints against Capital Asset Recovery INC DBA Jacobson and Wright increasing or decreasing?

Complaints against Capital Asset Recovery INC DBA Jacobson and Wright are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

CFPB complaint profile across 11 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

6
Attempts to collect debt not owed

4
Written notification about debt

3
Threatened to contact someone or share information improperly

3
False statements or representation

2
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record capital-asset-recovery-inc-dba-jacobson-and-wright Capital Asset Recovery INC DBA Jacobson and Wright

Grade D · 20 CFPB filings · 95% timely · lead issue: Took or threatened to take negative or legal action · vol #1885 · compose #3233

VOL 20
GRADE D
12MO 3
STATES 11
TIMELY 95%
ISSUE Took or threatened to take…
RANK #1,885
COMPOSE #3,233

Volume peers

Nearest volume peer: Account Control Systems, Inc (20 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Capital Asset Recovery INC DBA Jacobson and Wright's 20 CFPB complaints sit next to Account Control Systems, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Capital Asset Recovery INC DBA Jacobson and Wright (15.0%)

The 2023-08 spike coincides with a 1,348-place gap between volume rank #1,885 and composite #3,233. Corpus placement method.

Plurality state: California 15.0%; Mid-band (15–30%) · 11 states with ≥1 filing
Spike month: 2023-08 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,885 volume; #3,233 composite; Cleanest-composite ladder is 1,348 places worse than volume

How does Capital Asset Recovery INC DBA Jacobson and Wright compare to its peers?

How does Capital Asset Recovery INC DBA Jacobson and Wright compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Capital Asset Recovery… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2025-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	6
Attempts to collect debt not owed	4
Written notification about debt	3
Threatened to contact someone or share information improperly	3
False statements or representation	2
Communication tactics	2

Where do complaints against Capital Asset Recovery INC DBA Jacobson and Wright come from?

Capital Asset Recovery INC DBA Jacobson and Wright's own per-state count, not a national baseline.

California

3
Georgia

3
Texas

3
Virginia

3
Ohio

2
Arizona

1
Florida

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Capital Asset Recovery INC DBA Jacobson and Wright: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 20.

4 peers

Know your rights before responding to Capital Asset Recovery INC DBA Jacobson and Wright: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.