State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 11

Sorted by most complaints

American Accounts & Advisers, Inc.

D
4 total complaints ↓ falling

Apelles, LLC

C
4 total complaints → stable

Arcadia Holdings, LLC

F
4 total complaints ↓ falling

Arnold Scott Harris, P.C.

D
4 total complaints ↓ falling

Avid Acceptance, LLC

B
4 total complaints ↑ rising

Axela Technologies, Inc

D
4 total complaints ↑ rising

BYL Collection Services

D
4 total complaints ↓ falling

Ballato Law Firm, P.C.

D
4 total complaints ↓ falling

Benuck & Rainey, Inc.

F
4 total complaints ↓ falling

Business Processing Solutions, LLC

F
4 total complaints ↑ rising

CIT Bank, National Association

C
4 total complaints ↓ falling

Conrad Credit Corporation

F
4 total complaints ↓ falling

Cawthorn, Deskevich & Gavin, P.c.

B
4 total complaints ↓ falling

Collins Asset Group, LLC

F
4 total complaints ↓ falling

Community Health Investment Company, LLC.

D
4 total complaints ↓ falling

Complete Collection Services, Inc.

A
4 total complaints ↓ falling

Credit International Corporation

C
4 total complaints → stable

Critical Resolution Mediation LLC

F
4 total complaints ↓ falling

Dynamic Recovery Services, Inc.

F
4 total complaints ↓ falling

DataMax Corporation

F
4 total complaints ↓ falling

E. Margriet Langenberg, P.C.

D
4 total complaints ↓ falling

Eastpoint Recovery Group, Inc

D
4 total complaints ↓ falling

FEDChex Recovery, LLC

F
4 total complaints ↑ rising

First Horizon Bank

C
4 total complaints ↓ falling

FMA Alliance, Ltd.

C
4 total complaints → stable

Global Recovery Group

F
4 total complaints ↓ falling

Global Trust Management LLC

C
4 total complaints → stable

Global United Arbitration LLC

C
4 total complaints ↓ falling

Hollis Cobb Associates

D
4 total complaints → stable

Home Point Financial Corporation

C
4 total complaints ↓ falling

Horizon Financial Management

B
4 total complaints ↓ falling

Integrated Recovery Services

F
4 total complaints ↓ falling

KLS Financial Services, Inc

F
4 total complaints → stable

Lakeview Loan Servicing, LLC

F
4 total complaints ↓ falling

LTD Financial Services, L.P.

D
4 total complaints ↓ falling

Law Office of Brett M. Borland, P.C.

F
4 total complaints ↑ rising

M&T Bank Corporation

C
4 total complaints → stable

Midcountry Financial Corp

C
4 total complaints ↓ falling

Marlette Funding, LLC

D
4 total complaints ↑ rising

Mid-America Accounts Control Bureau, Inc.

C
4 total complaints ↓ falling

Mid-Atlantic Finance Co., Inc.

D
4 total complaints ↑ rising

Mirand Response Systems, Inc.

C
4 total complaints ↑ rising

Mnet Financial Inc

C
4 total complaints → stable

Municipal Collections of America Inc.

D
4 total complaints ↓ falling

NEW York State Higher Education Services Corporation (Hesc)—

B
4 total complaints ↓ falling

National Arbitration Forum

F
4 total complaints ↓ falling

National Collection Systems, Inc.

D
4 total complaints → stable

National Medical Administrators, Inc

B
4 total complaints ↓ falling

Nations Recovery Center

D
4 total complaints ↓ falling

Nationwide Credit & Collection, Inc.

D
4 total complaints → stable

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.