What is the most common complaint against Affiliated Acceptance Corporation?

The most common issue consumers report about Affiliated Acceptance Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 43 complaints filed with the CFPB.

Are complaints against Affiliated Acceptance Corporation increasing or decreasing?

Complaints against Affiliated Acceptance Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Affiliated Acceptance Corporation's reputation grade?

Affiliated Acceptance Corporation has a reputation grade of C (score: 60.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Affiliated Acceptance Corporation respond to consumer complaints?

Affiliated Acceptance Corporation has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Affiliated Acceptance Corporation operate?

Affiliated Acceptance Corporation has received CFPB complaints from consumers in 15 states, with the most complaints from Texas (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Affiliated Acceptance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Cont'd attempts collect debt not owed

13
Took or threatened to take negative or legal action

5
Communication tactics

4
False statements or representation

3
Written notification about debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record affiliated-acceptance-corporation Affiliated Acceptance Corporation

Grade C · 43 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #1294 · compose #2265

VOL 43
GRADE C
12MO 0
STATES 15
TIMELY 98%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #1,294
COMPOSE #2,265

Volume peers

Nearest volume peer: Access Credit Management, Inc. (43 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Affiliated Acceptance Corporation's 43 CFPB complaints sit next to Access Credit Management, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for Affiliated Acceptance Corporation (18.6%)

Volume rank #1,294 and composite rank #2,265 diverge by 971 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 18.6%; Mid-band (15–30%) · 15 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2023-01 at 7.7% (2 filings)
Divergent corpus ranks: #1,294 volume; #2,265 composite; Cleanest-composite ladder is 971 places worse than volume

How does Affiliated Acceptance Corporation compare to its peers?

How does Affiliated Acceptance Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Affiliated Acceptance … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

86%

91%

Consumer-dispute ratelower is better

17%

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-02 2025-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Cont'd attempts collect debt not owed	13
Took or threatened to take negative or legal action	5
Communication tactics	4
False statements or representation	3
Written notification about debt	2
Disclosure verification of debt	2
Improper contact or sharing of info	1

Where do complaints against Affiliated Acceptance Corporation come from?

Affiliated Acceptance Corporation's own per-state count, not a national baseline.

Texas

8
California

6
Ohio

5
Georgia

4
Florida

3
Tennessee

3
Virginia

3
Alabama

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Affiliated Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 43.

4 peers

Know your rights before responding to Affiliated Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.