State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0.1% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Merchants' Credit Guide Company

D
6 total complaints ↓ falling

Optimum Outcomes, Inc.

F
6 total complaints ↓ falling

Pinnacle Financial Partners, Inc.

D
6 total complaints ↑ rising

Pmab,LLC

D
6 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
6 total complaints ↓ falling

PlusFour, Inc

F
6 total complaints ↓ falling

Prosper Marketplace, Inc.

C
6 total complaints → stable

Ray Klein, Inc.

D
6 total complaints ↓ falling

ResidentCollect, Inc.

F
6 total complaints → stable

Rosebud Economic Development Corporation

C
6 total complaints ↑ rising

SLM Corporation

C
6 total complaints → stable

Shepherd Outsourcing, LLC

F
6 total complaints ↑ rising

Specialized Loan Servicing Holdings LLC

D
6 total complaints ↓ falling

Summit A*R, Inc.

D
6 total complaints ↑ rising

Van Ru Credit Corporation

C
6 total complaints ↓ falling

Wilson & Associates, PLLC

A
6 total complaints ↓ falling

Windham Professionals, Inc.

D
6 total complaints ↓ falling

2288984 Ontario Inc.

C
5 total complaints ↑ rising

American Honda Finance Corp

D
5 total complaints → stable

Advanced Recovery Systems, Inc.

D
5 total complaints → stable

Altisource Portfolio Solutions, S.à r.l.

C
5 total complaints ↓ falling

Ascendium Education Group

F
5 total complaints ↓ falling

Asset Recovery Bureau LLC

D
5 total complaints ↑ rising

BB&T Corporation

D
5 total complaints ↓ falling

Brown and Joseph, Ltd

F
5 total complaints ↓ falling

Collection Associates, Ltd.

C
5 total complaints ↓ falling

California Business Bureau, Inc.

F
5 total complaints ↓ falling

Chime Financial Inc

D
5 total complaints ↑ rising

Citizens Savings & Loan Corporation, Chattanooga, TN Branch

B
5 total complaints ↑ rising

Collection Attorneys USA LLC

D
5 total complaints ↑ rising

Commonwealth Health Corporation

B
5 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
5 total complaints ↓ falling

Diaz & Associates, Inc.

C
5 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
5 total complaints ↑ rising

Fidelity Capital Holdings, Inc

F
5 total complaints ↓ falling

Freedom Financial Network

F
5 total complaints ↑ rising

Global Recovery Group

F
5 total complaints ↓ falling

Grant Mercantile Agency

D
5 total complaints ↓ falling

Helvey & Associates, Inc., Warsaw, IN Branch

D
5 total complaints → stable

Leafy Financial, LLC

F
5 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
5 total complaints ↓ falling

Med-1 Solutions, LLC

F
5 total complaints ↓ falling

Media Collections, Inc

C
5 total complaints → stable

Midwest Acceptance Corp.

C
5 total complaints → stable

National Recovery Solutions, LLC

C
5 total complaints → stable

Northwood Asset Management Group

C
5 total complaints ↓ falling

Oliphant Financial, LLC

D
5 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
5 total complaints ↓ falling

Paramount Capital Group, Inc.

F
5 total complaints ↓ falling

Professional Finance Company, Inc.

D
5 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.