State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

Specified Credit Association, Inc.

C
1 total complaints ↓ falling

Sprechman & Associates, P.A.

D
1 total complaints ↓ falling

States Recovery Systems, Inc.

D
1 total complaints → stable

Stevens Business Service, Inc.

C
1 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
1 total complaints → stable

Streamline Recovery Inc

D
1 total complaints ↓ falling

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

Superior Holdings, LLC

B
1 total complaints ↑ rising

Suttell, Hammer & White, P.S

D
1 total complaints → stable

Tidewater Finance Company, Inc.

C
1 total complaints ↓ falling

Trustmark Corporation

B
1 total complaints ↑ rising

Tenaglia & Hunt, PA

F
1 total complaints ↑ rising

Tesla, Inc.

D
1 total complaints ↑ rising

The Affiliated Group, Inc

C
1 total complaints ↓ falling

The Best Service Co.,Inc

D
1 total complaints ↓ falling

The Cook Law Office PLLC

B
1 total complaints ↑ rising

The Law Firm of Derek Williams, LLC d/b/a Infinite Law Group

F
1 total complaints ↓ falling

The Sayer Law Group, P.C.

C
1 total complaints ↓ falling

Tilt Finance, Inc.

D
1 total complaints ↑ rising

TomoCredit Inc.

C
1 total complaints ↑ rising

Transfinancial Companies, Inc

D
1 total complaints ↓ falling

Tri-State Adjustments, Inc.

C
1 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
1 total complaints ↓ falling

Triton Recovery Group

D
1 total complaints ↑ rising

USA Discounters Ltd

C
1 total complaints ↓ falling

Unified Global Group

B
1 total complaints ↓ falling

Union Credit Corporation

C
1 total complaints ↓ falling

United Accounts, Inc.

F
1 total complaints ↑ rising

United Compliance Services, LLC

C
1 total complaints ↓ falling

United We Collect, Inc.

C
1 total complaints ↓ falling

Universal Account Servicing, LLC

F
1 total complaints → stable

Universal Fidelity LP

D
1 total complaints ↓ falling

Universal Payment Corporation

F
1 total complaints ↑ rising

Uplift, Inc

D
1 total complaints ↓ falling

Utah System of Higher Education

B
1 total complaints ↓ falling

Veteris Capital LLC

D
1 total complaints ↑ rising

Veldos, LLC

B
1 total complaints ↓ falling

Volvo Car Financial Services U.S., LLC

C
1 total complaints ↑ rising

WAMM Sales, LLC d/b/a Auto Simple

C
1 total complaints ↑ rising

Wallace Management Company, LLC

B
1 total complaints ↑ rising

Webster Account Solutions LLC

B
1 total complaints ↓ falling

Weinman Acquisition Group

F
1 total complaints ↓ falling

Weiss Spicer Cash PLLC

C
1 total complaints ↓ falling

West Bay Acquisitions, LLC

B
1 total complaints ↓ falling

Westwood Legal

F
1 total complaints ↓ falling

Whipple Law, P.A.

B
1 total complaints ↓ falling

Wright, Finlay & Zak, LLP

1 total complaints ↑ rising

Wyatt Johnson Automotive Group Holdings, LLC

A
1 total complaints ↑ rising

Zenith Financial Network Inc

F
1 total complaints ↓ falling

Zieg Law Group, LLC

A
1 total complaints ↓ falling

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.