What is the most common complaint against Advanced Recovery Systems, Inc.?

The most common issue consumers report about Advanced Recovery Systems, Inc. is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 62 complaints filed with the CFPB.

Are complaints against Advanced Recovery Systems, Inc. increasing or decreasing?

Complaints against Advanced Recovery Systems, Inc. have been stable. The company received 15 complaints in the last 12 months.

What is Advanced Recovery Systems, Inc.'s reputation grade?

Advanced Recovery Systems, Inc. has a reputation grade of D (score: 55.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Advanced Recovery Systems, Inc. respond to consumer complaints?

Advanced Recovery Systems, Inc. has a 73% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Advanced Recovery Systems, Inc. operate?

Advanced Recovery Systems, Inc. has received CFPB complaints from consumers in 9 states, with the most complaints from Mississippi (44 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Advanced Recovery Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

18
Written notification about debt

17
Took or threatened to take negative or legal action

7
Cont'd attempts collect debt not owed

6
Communication tactics

5
False statements or representation

4

Data updated September 2026

CFPB complaint disposition

CCDB record advanced-recovery-systems-inc Advanced Recovery Systems, Inc.

Grade D · 62 CFPB filings · 73% timely · lead issue: Attempts to collect debt not owed · vol #1062 · compose #3315

VOL 62
GRADE D
12MO 15
STATES 9
TIMELY 73%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,062
COMPOSE #3,315

Volume peers

Nearest volume peer: Action Revenue Recovery, LLC (62 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Advanced Recovery Systems, Inc.'s 62 CFPB complaints sit next to Action Revenue Recovery, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.0% of Advanced Recovery Systems, Inc.'s CFPB filings land in Mississippi

High volume does not equal a clean composite: Advanced Recovery Systems, Inc. is volume #1,062 but composite #3,315, while Mississippi dominates the geography. Corpus placement method.

Dominant state: Mississippi 71.0%; 44 of 62 filings · 9 states touched
Spike month: 2023-10 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,062 volume; #3,315 composite; Cleanest-composite ladder is 2,253 places worse than volume

How does Advanced Recovery Systems, Inc. compare to its peers?

How does Advanced Recovery Systems, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Advanced Recovery Syst… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

73%

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-10 2023-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	18
Written notification about debt	17
Took or threatened to take negative or legal action	7
Cont'd attempts collect debt not owed	6
Communication tactics	5
False statements or representation	4
Improper contact or sharing of info	2
Taking/threatening an illegal action	2
Disclosure verification of debt	1

Where do complaints against Advanced Recovery Systems, Inc. come from?

Advanced Recovery Systems, Inc.'s own per-state count, not a national baseline.

Mississippi

44
Louisiana

5
Tennessee

5
Texas

2
Florida

1
Indiana

1
Kansas

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Advanced Recovery Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 62.

4 peers

Know your rights before responding to Advanced Recovery Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.