State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0.1% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Reel Time Capital LLC

D
5 total complaints ↑ rising

Risecredit, LLC

D
5 total complaints ↓ falling

SG and Associates

F
5 total complaints ↑ rising

Squaretwo Financial Corporation

D
5 total complaints ↓ falling

SUN Loan Company Inc.

C
5 total complaints ↑ rising

Second Round Limited Partnership, Austin, TX Branch

D
5 total complaints ↓ falling

Tesoro Financial, LLC

F
5 total complaints ↑ rising

Thrive National Corporation

F
5 total complaints → stable

Tower Loan of Mississippi, Inc.

C
5 total complaints → stable

VW Credit

C
5 total complaints ↑ rising

Viking Client Services

C
5 total complaints → stable

Webcollex, LLC

D
5 total complaints ↓ falling

Western-Shamrock Corporation

D
5 total complaints → stable

iQuantified Management Services, LLC

C
5 total complaints → stable

A.R.M. Solutions, Inc.

C
4 total complaints ↓ falling

ARM WNY LLC

F
4 total complaints ↓ falling

ARS National Services, Inc.

C
4 total complaints ↓ falling

Asta Funding Inc.

D
4 total complaints ↓ falling

Accelerated Receivables Solutions

C
4 total complaints ↓ falling

Admin Recovery, LLC

D
4 total complaints ↓ falling

Aqua Finance, Inc.

D
4 total complaints ↑ rising

Bepensa Capital, Inc.

C
4 total complaints → stable

Berman & Rabin, P.A.

D
4 total complaints → stable

Business Revenue Systems, Inc.

B
4 total complaints ↓ falling

Carrington Mortgage Services, LLC

C
4 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
4 total complaints ↓ falling

Cawley & Bergmann, LLP

D
4 total complaints ↓ falling

City Enterprises, LLC

A
4 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
4 total complaints ↓ falling

Collins Asset Group, LLC

F
4 total complaints ↓ falling

Concord Resolution Inc (Closed)

F
4 total complaints ↓ falling

Convergys

C
4 total complaints ↓ falling

Couch Lambert LLC

D
4 total complaints → stable

D&A Services, LLC

D
4 total complaints ↓ falling

D2 Management LLC

D
4 total complaints → stable

EGL US, LLC

F
4 total complaints ↑ rising

Eastpoint Recovery Group, Inc

D
4 total complaints ↓ falling

Everest Receivable Services Inc.

C
4 total complaints → stable

First National Bank of Pennsylvania

B
4 total complaints ↓ falling

Ford Motor Credit Co.

D
4 total complaints → stable

Financial Filing & Reporting, Inc.

C
4 total complaints ↓ falling

First Associates Loan Servicing LLC

C
4 total complaints ↓ falling

GFS II, LLC

F
4 total complaints → stable

Hewitt-Capital

F
4 total complaints ↓ falling

Integrated Recovery Services

F
4 total complaints ↓ falling

International Computer Systems, Inc.

D
4 total complaints → stable

John C. Heath, Attorney at Law, PLLC

C
4 total complaints ↓ falling

Jon D. Curtis, Attorney at Law

B
4 total complaints → stable

Kora Financial

D
4 total complaints ↑ rising

M&T Bank Corporation

C
4 total complaints → stable

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.