State complaint profile

Debt collection complaints in Tennessee

21,990 CFPB complaints filed against 1,252 debt collectors active in Tennessee.

Complaints
21,990
Collectors
1,252
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee at a glance

Tennessee consumers have filed 21,990 CFPB debt-collection complaints against 1,252 collectors.

21,990
CFPB complaints filed
1,252
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Tennessee

Tennessee filings are dispersed: the top three collectors hold only 0.3% of 21,990 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Tennessee residents in this extract is Transunion Intermediate Holdings, Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Buffaloe & Associates, PLC

B
25 total complaints → stable

EOS Holdings, Inc.

D
25 total complaints ↓ falling

HSBC North America Holdings Inc.

D
25 total complaints ↓ falling

Lloyd & McDaniel, PLC

D
25 total complaints ↑ rising

Credit Bureau Systems, Inc., Paducah, KY Branch

D
24 total complaints → stable

Expert Global Solutions, Inc.

D
24 total complaints ↓ falling

Nelnet, Inc.

D
24 total complaints ↑ rising

Avante

D
23 total complaints ↓ falling

Bounce AI, Inc.

F
23 total complaints ↑ rising

CLGF Holdco 1, LLC

F
23 total complaints ↑ rising

Jacob Law Group, PLLC

C
23 total complaints ↓ falling

Regions Financial Corporation

D
23 total complaints ↑ rising

Advance America, Cash Advance Centers, Inc.

D
22 total complaints ↓ falling

Carter-Young, Inc.

F
22 total complaints → stable

Midwest Recovery Systems

F
22 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
22 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
22 total complaints → stable

Reliant Capital Solutions, LLC

D
22 total complaints ↑ rising

Fiserv Finxact Core

F
21 total complaints → stable

General Motors Financial Company, Inc.

D
21 total complaints ↑ rising

SCA Collections, Inc.

D
21 total complaints ↓ falling

The Receivable Management Services LLC

D
21 total complaints ↑ rising

United Services Automobile Association

D
21 total complaints → stable

Cash Express, LLC

C
20 total complaints ↓ falling

Collection Management Services, Inc.

D
20 total complaints → stable

Fifth Third Financial Corporation

D
20 total complaints → stable

Lendmark Financial Services

D
20 total complaints ↑ rising

Performant Financial Corporation

D
20 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
20 total complaints ↓ falling

Cascade Capital, LLC

D
19 total complaints → stable

Community Health Investment Company, LLC.

D
19 total complaints ↓ falling

GLA Collection Company, Inc.

D
19 total complaints ↓ falling

Key 2 Recovery, Inc.

D
19 total complaints → stable

Medical Financial Services, Inc.

C
19 total complaints ↓ falling

Affiliated Creditors, Inc.

C
18 total complaints ↓ falling

American Coradius International LLC

D
18 total complaints ↓ falling

Continental Finance Company, LLC

C
18 total complaints ↑ rising

Focus Holding Company

D
18 total complaints ↓ falling

Regional Management Corporation

D
18 total complaints ↑ rising

Coast Professional, Inc.

D
17 total complaints ↓ falling

Cedars Business Services, LLC

D
17 total complaints ↑ rising

Collection Bureau of Fort Walton Beach, Inc

D
17 total complaints ↓ falling

I.q. Data International, Inc.

D
17 total complaints ↓ falling

January Technologies, Inc

F
17 total complaints ↑ rising

MSCB, Inc.

D
17 total complaints → stable

National Enterprise Systems, Inc.

D
17 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
17 total complaints ↓ falling

Penn Credit Corporation

D
17 total complaints ↓ falling

Shellpoint Partners, LLC

D
17 total complaints → stable

Synergetic Communication Inc

D
17 total complaints ↑ rising

If a collector is contacting you in Tennessee

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Tennessee names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Tennessee AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Tennessee

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Tennessee Resident

Tennessee's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Tennessee attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.