What is the most common complaint against Lloyd & McDaniel, PLC?

The most common issue consumers report about Lloyd & McDaniel, PLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 376 complaints filed with the CFPB.

Are complaints against Lloyd & McDaniel, PLC increasing or decreasing?

Complaints against Lloyd & McDaniel, PLC are rising. The company received 141 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Lloyd & McDaniel, PLC's reputation grade?

Lloyd & McDaniel, PLC has a reputation grade of D (score: 53.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lloyd & McDaniel, PLC respond to consumer complaints?

Lloyd & McDaniel, PLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Lloyd & McDaniel, PLC operate?

Lloyd & McDaniel, PLC has received CFPB complaints from consumers in 22 states, with the most complaints from Georgia (86 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lloyd & McDaniel, PLC - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

102
Took or threatened to take negative or legal action

96
Written notification about debt

70
False statements or representation

66
Threatened to contact someone or share information improperly

11
Communication tactics

9

Data updated September 2026

CFPB complaint disposition

CCDB record lloyd-mcdaniel-plc Lloyd & McDaniel, PLC

Grade D · 376 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #336 · compose #3567

VOL 376
GRADE D
12MO 141
STATES 22
TIMELY 99%
DISPUTE 24%
ISSUE Attempts to collect debt n…
RANK #336
COMPOSE #3,567

Volume peers

Nearest volume peer: Delbert Services (376 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lloyd & McDaniel, PLC's 376 CFPB complaints sit next to Delbert Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Georgia is the plurality state for Lloyd & McDaniel, PLC (22.9%)

Volume rank #336 and composite rank #3,567 diverge by 3,231 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Georgia 22.9%; Mid-band (15–30%) · 22 states with ≥1 filing
Seasonal peak: 2025-08 9.1%; 8–15% band · 7 filings
Divergent corpus ranks: #336 volume; #3,567 composite; Cleanest-composite ladder is 3,231 places worse than volume

How does Lloyd & McDaniel, PLC compare to its peers?

How does Lloyd & McDaniel, PLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Lloyd & McDaniel, PLC National average

Complaints (last 12 mo)lower is better

141

268

Timely-response ratehigher is better

99%

95%

91%

Consumer-dispute ratelower is better

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	102
Took or threatened to take negative or legal action	96
Written notification about debt	70
False statements or representation	66
Threatened to contact someone or share information improperly	11
Communication tactics	9
Taking/threatening an illegal action	8
Cont'd attempts collect debt not owed	7
Disclosure verification of debt	5
Improper contact or sharing of info	1

Where do complaints against Lloyd & McDaniel, PLC come from?

Lloyd & McDaniel, PLC's own per-state count, not a national baseline.

Georgia

86
Florida

74
Kentucky

44
Michigan

29
Tennessee

25
Arkansas

23
Ohio

23
Indiana

22

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lloyd & McDaniel, PLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 376.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.12280701754386%.

4 peers

Know your rights before responding to Lloyd & McDaniel, PLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.