This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 376 complaints

Lloyd & McDaniel, PLC - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade D.

Complaints by issue type

What consumers report about Lloyd & McDaniel, PLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record lloyd-mcdaniel-plc Lloyd & McDaniel, PLC

Grade D · 376 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #336 · compose #202

  • VOL 376
  • GRADE D
  • 12MO 141
  • STATES 22
  • TIMELY 99%
  • DISPUTE 24%
  • ISSUE Attempts to collect debt n…
  • RANK #336
  • COMPOSE #202

Volume peers

Nearest volume peer: Delbert Services (376 complaints)

Messerli & Kramer P.A.Messerli & Kramer P.A.373Delbert ServicesDelbert Services376Lloyd & McDaniel, PLC (this)Lloyd & McDaniel, PLC (this)376First National Bank of OmahaFirst National Bank of Omaha377Sentry Recovery and Collections, Inc.Sentry Recovery and Collecti…380
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lloyd & McDaniel, PLC's 376 CFPB complaints sit next to Delbert Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 376 complaints break down

Every complaint issue type on record for Lloyd & McDaniel, PLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.9/100
Lloyd & McDaniel, PLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
376
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
24%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Georgia is the plurality state for Lloyd & McDaniel, PLC (22.9%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Georgia 22.9%
Mid-band (15–30%) · 22 states with ≥1 filing
Seasonal peak
2025-08 9.1%
8–15% band · 7 filings
Corpus ranks
#336 volume
#202 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Lloyd & McDaniel, PLC compare to its peers?

How does Lloyd & McDaniel, PLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Lloyd & McDaniel, PLC National average
Complaints (last 12 mo)lower is better
141
0
268
Timely-response ratehigher is better
99%
95%
91%
Consumer-dispute ratelower is better
24%
24%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Lloyd & McDaniel, PLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100%102% 20%25%30%35% Timely response rate (%) Dispute rate (%) Lloyd & McDaniel, PLC vs. 9 similar-volume peers, by response speed and dispute rate Lloyd & McDaniel, PLCDelbert ServicesFIRST NATIONAL BANK OF OMAHAMesserli & Kramer P.A.F.H. Cann & Associates, Inc.Sentry Recovery and Collections, Inc.U.S. Collections West, Inc.The Best Service Co.,IncGULF COAST COLLECTION BUREAU, INC.Patenaude & Felix A Professional Corporation
Source: CFPB Consumer Complaint Database

Lloyd & McDaniel, PLC's complaint volume in context

Lloyd & McDaniel, PLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

376 Top 6% higher than 94% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Lloyd & McDaniel, PLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
102
Took or threatened to take negative or legal action
96
Written notification about debt
70
False statements or representation
66
Threatened to contact someone or share information improperly
11
Communication tactics
9
Taking/threatening an illegal action
8
Cont'd attempts collect debt not owed
7
Disclosure verification of debt
5
Improper contact or sharing of info
1

Where do complaints against Lloyd & McDaniel, PLC come from?

Lloyd & McDaniel, PLC's own per-state count, not a national baseline.

Top states by complaints against Lloyd & McDaniel, PLC

Across 22 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lloyd & McDaniel, PLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 376.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.12280701754386%.

4 peers

Know your rights before responding to Lloyd & McDaniel, PLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.