What is the most common complaint against Buffaloe & Associates, PLC?

The most common issue consumers report about Buffaloe & Associates, PLC is "Taking/threatening an illegal action", specifically "Didn't receive enough information to verify debt". This is based on 27 complaints filed with the CFPB.

Are complaints against Buffaloe & Associates, PLC increasing or decreasing?

Complaints against Buffaloe & Associates, PLC have been stable. The company received 7 complaints in the last 12 months.

What is Buffaloe & Associates, PLC's reputation grade?

Buffaloe & Associates, PLC has a reputation grade of B (score: 65.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Buffaloe & Associates, PLC respond to consumer complaints?

Buffaloe & Associates, PLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Buffaloe & Associates, PLC operate?

Buffaloe & Associates, PLC has received CFPB complaints from consumers in 3 states, with the most complaints from Tennessee (25 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Buffaloe & Associates, PLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Taking/threatening an illegal action

7
Written notification about debt

6
Took or threatened to take negative or legal action

5
False statements or representation

3
Communication tactics

3
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record buffaloe-associates-plc Buffaloe & Associates, PLC

Grade B · 27 CFPB filings · 96% timely · lead issue: Taking/threatening an illegal action · vol #1615 · compose #1730

VOL 27
GRADE B
12MO 7
STATES 3
TIMELY 96%
DISPUTE 8%
ISSUE Taking/threatening an ille…
RANK #1,615
COMPOSE #1,730

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Buffaloe & Associates, PLC's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

92.6% of Buffaloe & Associates, PLC's CFPB filings land in Tennessee

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Tennessee 92.6%; 25 of 27 filings · 3 states touched
Seasonal peak: 2020-09 10.8%; 8–15% band · 4 filings
Corpus ranks: #1,615 volume; #1,730 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Buffaloe & Associates, PLC compare to its peers?

How does Buffaloe & Associates, PLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Buffaloe & Associates,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-02 2024-07

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	7
Written notification about debt	6
Took or threatened to take negative or legal action	5
False statements or representation	3
Communication tactics	3
Disclosure verification of debt	2
Attempts to collect debt not owed	1

Where do complaints against Buffaloe & Associates, PLC come from?

Buffaloe & Associates, PLC's own per-state count, not a national baseline.

Tennessee

25
Arkansas

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Buffaloe & Associates, PLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Buffaloe & Associates, PLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.