What is the most common complaint against Medical Financial Services, Inc.?

The most common issue consumers report about Medical Financial Services, Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 37 complaints filed with the CFPB.

Are complaints against Medical Financial Services, Inc. increasing or decreasing?

Complaints against Medical Financial Services, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Medical Financial Services, Inc.'s reputation grade?

Medical Financial Services, Inc. has a reputation grade of C (score: 56.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Medical Financial Services, Inc. respond to consumer complaints?

Medical Financial Services, Inc. has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Medical Financial Services, Inc. operate?

Medical Financial Services, Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Tennessee (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Medical Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

15
Written notification about debt

7
Communication tactics

4
Cont'd attempts collect debt not owed

4
Disclosure verification of debt

3
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record medical-financial-services-inc Medical Financial Services, Inc.

Grade C · 37 CFPB filings · 81% timely · lead issue: Attempts to collect debt not owed · vol #1395 · compose #2971

VOL 37
GRADE C
12MO 1
STATES 6
TIMELY 81%
DISPUTE 11%
ISSUE Attempts to collect debt n…
RANK #1,395
COMPOSE #2,971

Volume peers

Nearest volume peer: Bursey & Associates, P.C. (37 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Medical Financial Services, Inc.'s 37 CFPB complaints sit next to Bursey & Associates, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

51.4% of Medical Financial Services, Inc.'s CFPB filings land in Tennessee

High volume does not equal a clean composite: Medical Financial Services, Inc. is volume #1,395 but composite #2,971, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 51.4%; 19 of 37 filings · 6 states touched
Seasonal peak: 2016-02 12.5%; 8–15% band · 4 filings
Divergent corpus ranks: #1,395 volume; #2,971 composite; Cleanest-composite ladder is 1,576 places worse than volume

How does Medical Financial Services, Inc. compare to its peers?

How does Medical Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Medical Financial Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

81%

92%

91%

Consumer-dispute ratelower is better

11%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2021-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	15
Written notification about debt	7
Communication tactics	4
Cont'd attempts collect debt not owed	4
Disclosure verification of debt	3
Took or threatened to take negative or legal action	2
False statements or representation	2

Where do complaints against Medical Financial Services, Inc. come from?

Medical Financial Services, Inc.'s own per-state count, not a national baseline.

Tennessee

19
Mississippi

12
Michigan

3
Arizona

1
New York

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Medical Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 37.

4 peers

Know your rights before responding to Medical Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.