What is the most common complaint against Affiliated Creditors, Inc.?

The most common issue consumers report about Affiliated Creditors, Inc. is "Communication tactics", specifically "Debt is not mine". This is based on 20 complaints filed with the CFPB.

Are complaints against Affiliated Creditors, Inc. increasing or decreasing?

Complaints against Affiliated Creditors, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Affiliated Creditors, Inc.'s reputation grade?

Affiliated Creditors, Inc. has a reputation grade of C (score: 57.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Affiliated Creditors, Inc. respond to consumer complaints?

Affiliated Creditors, Inc. has a 71% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Affiliated Creditors, Inc. operate?

Affiliated Creditors, Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from Tennessee (18 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Affiliated Creditors, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

6
Attempts to collect debt not owed

4
Cont'd attempts collect debt not owed

4
Written notification about debt

2
False statements or representation

2
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record affiliated-creditors-inc Affiliated Creditors, Inc.

Grade C · 20 CFPB filings · 71% timely · lead issue: Communication tactics · vol #1879 · compose #2914

VOL 20
GRADE C
12MO 0
STATES 3
TIMELY 71%
DISPUTE 11%
ISSUE Communication tactics
RANK #1,879
COMPOSE #2,914

Volume peers

Nearest volume peer: Account Control Systems, Inc (20 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Affiliated Creditors, Inc.'s 20 CFPB complaints sit next to Account Control Systems, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

90.0% of Affiliated Creditors, Inc.'s CFPB filings land in Tennessee

High volume does not equal a clean composite: Affiliated Creditors, Inc. is volume #1,879 but composite #2,914, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 90.0%; 18 of 20 filings · 3 states touched
Seasonal peak: 2014-04 8.3%; 8–15% band · 1 filings
Divergent corpus ranks: #1,879 volume; #2,914 composite; Cleanest-composite ladder is 1,035 places worse than volume

How does Affiliated Creditors, Inc. compare to its peers?

How does Affiliated Creditors, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Affiliated Creditors, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

71%

80%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-04 2024-07

Issue Detail Breakdown

Issue	Complaints
Communication tactics	6
Attempts to collect debt not owed	4
Cont'd attempts collect debt not owed	4
Written notification about debt	2
False statements or representation	2
Disclosure verification of debt	2

Where do complaints against Affiliated Creditors, Inc. come from?

Affiliated Creditors, Inc.'s own per-state count, not a national baseline.

Tennessee

18
Ohio

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Affiliated Creditors, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 20.

4 peers

Know your rights before responding to Affiliated Creditors, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.