What is the most common complaint against Collection Bureau of Fort Walton Beach, Inc?

The most common issue consumers report about Collection Bureau of Fort Walton Beach, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 254 complaints filed with the CFPB.

Are complaints against Collection Bureau of Fort Walton Beach, Inc increasing or decreasing?

Complaints against Collection Bureau of Fort Walton Beach, Inc are falling. The company received 40 complaints in the last 12 months, showing improvement over prior periods.

What is Collection Bureau of Fort Walton Beach, Inc's reputation grade?

Collection Bureau of Fort Walton Beach, Inc has a reputation grade of D (score: 53.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Collection Bureau of Fort Walton Beach, Inc respond to consumer complaints?

Collection Bureau of Fort Walton Beach, Inc has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Collection Bureau of Fort Walton Beach, Inc operate?

Collection Bureau of Fort Walton Beach, Inc has received CFPB complaints from consumers in 25 states, with the most complaints from Florida (104 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Collection Bureau of Fort Walton Beach, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

98
Written notification about debt

64
False statements or representation

46
Took or threatened to take negative or legal action

20
Cont'd attempts collect debt not owed

11
Communication tactics

7

Data updated September 2026

CFPB complaint disposition

CCDB record collection-bureau-of-fort-walton-beach-inc Collection Bureau of Fort Walton Beach, Inc

Grade D · 254 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #444 · compose #3618

VOL 254
GRADE D
12MO 40
STATES 25
TIMELY 92%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #444
COMPOSE #3,618

Volume peers

Nearest volume peer: Collection Consultants of California (254 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Collection Bureau of Fort Walton Beach, Inc's 254 CFPB complaints sit next to Collection Consultants of California on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.9% of Collection Bureau of Fort Walton Beach, Inc's CFPB filings land in Florida

High volume does not equal a clean composite: Collection Bureau of Fort Walton Beach, Inc is volume #444 but composite #3,618, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 40.9%; 104 of 254 filings · 25 states touched
Seasonal peak: 2019-07 9.6%; 8–15% band · 13 filings
Divergent corpus ranks: #444 volume; #3,618 composite; Cleanest-composite ladder is 3,174 places worse than volume

How does Collection Bureau of Fort Walton Beach, Inc compare to its peers?

How does Collection Bureau of Fort Walton Beach, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Collection Bureau of F… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

84%

91%

Consumer-dispute ratelower is better

14%

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2020-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	98
Written notification about debt	64
False statements or representation	46
Took or threatened to take negative or legal action	20
Cont'd attempts collect debt not owed	11
Communication tactics	7
Disclosure verification of debt	7
Improper contact or sharing of info	1

Where do complaints against Collection Bureau of Fort Walton Beach, Inc come from?

Collection Bureau of Fort Walton Beach, Inc's own per-state count, not a national baseline.

Florida

104
Alabama

28
Georgia

19
Tennessee

17
Michigan

14
North Carolina

12
Mississippi

11
Texas

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Collection Bureau of Fort Walton Beach, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 254.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 92.34042553191489%.

4 peers

Know your rights before responding to Collection Bureau of Fort Walton Beach, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.