State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.3% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

SIMM Associates, Inc.

D
3 total complaints → stable

Self Financial Inc.

F
3 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
3 total complaints ↑ rising

Shechtman Halperin Savage, LLP

B
3 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
3 total complaints ↑ rising

Stevens Business Service, Inc.

C
3 total complaints ↓ falling

Tate and Kirlin Assoc

D
3 total complaints ↓ falling

TekCollect Inc.

D
3 total complaints ↑ rising

The CBE Group, Inc.

D
3 total complaints → stable

Upgrade, Inc.

F
3 total complaints ↑ rising

URS Holding, LLC

D
3 total complaints ↓ falling

W&A Intermediate Co., LLC

F
3 total complaints ↑ rising

Webcollex, LLC

D
3 total complaints ↓ falling

Westlake Services, LLC

D
3 total complaints ↑ rising

Zwicker & Associates

D
3 total complaints → stable

American Adjustment Bureau,Inc.

C
2 total complaints ↓ falling

Avante

D
2 total complaints ↓ falling

Aargon Agency, Inc.

F
2 total complaints → stable

Ability Recovery Services, LLC

D
2 total complaints ↑ rising

Account Discovery Systems, LLC

C
2 total complaints ↓ falling

Advance America, Cash Advance Centers, Inc.

D
2 total complaints ↓ falling

All Debt Solutions Inc. dba: 1st Class Agency

D
2 total complaints ↓ falling

Allied International Credit Corp., (US)

C
2 total complaints ↓ falling

Alpha Recovery Corp

D
2 total complaints ↓ falling

Aspen National Financial, Inc.

D
2 total complaints ↓ falling

Ava Finance, Inc

F
2 total complaints ↑ rising

BMW Financial Services NA, LLC

D
2 total complaints ↑ rising

BTH Management

D
2 total complaints ↑ rising

CNG Holdings Inc

C
2 total complaints ↓ falling

Community Choice Financial, Inc.

D
2 total complaints ↓ falling

Credigy USA Corp.

C
2 total complaints ↓ falling

Capio Partners, LLC

C
2 total complaints → stable

Capital Management Services, LP

D
2 total complaints ↓ falling

Cawley & Bergmann, LLP

D
2 total complaints ↓ falling

Client Services, Inc.

D
2 total complaints → stable

Collection Management Holdings, LLC

F
2 total complaints ↑ rising

Constar Financial Services, LLC

D
2 total complaints ↓ falling

Continental Finance Company, LLC

C
2 total complaints ↑ rising

Credit Bureau Collection Services, Inc.

C
2 total complaints ↓ falling

Credit Information Bureau, Inc.

A
2 total complaints ↓ falling

Credit Karma, LLC

B
2 total complaints ↑ rising

Ditech Financial LLC

D
2 total complaints ↓ falling

Duncan Solutions, lnc.

D
2 total complaints ↓ falling

Eastern Account Systems of Connecticut, Inc.

D
2 total complaints ↑ rising

Elevate Recoveries, LLC

F
2 total complaints ↓ falling

Finance of America Holdings LLC

A
2 total complaints ↓ falling

Financial Corporation of America

D
2 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
2 total complaints ↓ falling

Financial Recovery Services, Inc.

D
2 total complaints ↓ falling

First Financial Resources, Inc.

C
2 total complaints → stable

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.