What is the most common complaint against Elevate Recoveries, LLC?

The most common issue consumers report about Elevate Recoveries, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 267 complaints filed with the CFPB.

Are complaints against Elevate Recoveries, LLC increasing or decreasing?

Complaints against Elevate Recoveries, LLC are falling. The company received 32 complaints in the last 12 months, showing improvement over prior periods.

What is Elevate Recoveries, LLC's reputation grade?

Elevate Recoveries, LLC has a reputation grade of F (score: 45.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Elevate Recoveries, LLC respond to consumer complaints?

Elevate Recoveries, LLC has a 95% timely response rate to CFPB complaints.

In how many states does Elevate Recoveries, LLC operate?

Elevate Recoveries, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Florida (91 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Elevate Recoveries, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

133
Written notification about debt

69
Took or threatened to take negative or legal action

27
False statements or representation

18
Communication tactics

17
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record elevate-recoveries-llc Elevate Recoveries, LLC

Grade F · 267 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #429 · compose #4574

VOL 267
GRADE F
12MO 32
STATES 30
TIMELY 95%
ISSUE Attempts to collect debt n…
RANK #429
COMPOSE #4,574

Volume peers

Nearest volume peer: American Accounts & Advisers, Inc. (268 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Elevate Recoveries, LLC's 267 CFPB complaints sit next to American Accounts & Advisers, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

34.1% of Elevate Recoveries, LLC's CFPB filings land in Florida

High volume does not equal a clean composite: Elevate Recoveries, LLC is volume #429 but composite #4,574, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 34.1%; 91 of 267 filings · 30 states touched
Seasonal peak: 2025-12 11.6%; 8–15% band · 23 filings
Divergent corpus ranks: #429 volume; #4,574 composite; Cleanest-composite ladder is 4,145 places worse than volume

How does Elevate Recoveries, LLC compare to its peers?

How does Elevate Recoveries, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Elevate Recoveries, LL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

97%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	133
Written notification about debt	69
Took or threatened to take negative or legal action	27
False statements or representation	18
Communication tactics	17
Threatened to contact someone or share information improperly	2
Electronic communications	1

Where do complaints against Elevate Recoveries, LLC come from?

Elevate Recoveries, LLC's own per-state count, not a national baseline.

Florida

91
Texas

60
Georgia

22
Virginia

15
Tennessee

12
Ohio

10
North Carolina

7
Louisiana

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Elevate Recoveries, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 267.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.38461538461539%.

4 peers

Know your rights before responding to Elevate Recoveries, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.