What is the most common complaint against Credit Karma, LLC?

The most common issue consumers report about Credit Karma, LLC is "Attempts to collect debt not owed". This is based on 60 complaints filed with the CFPB.

Are complaints against Credit Karma, LLC increasing or decreasing?

Complaints against Credit Karma, LLC are rising. The company received 21 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Credit Karma, LLC's reputation grade?

Credit Karma, LLC has a reputation grade of B (score: 62.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Karma, LLC respond to consumer complaints?

Credit Karma, LLC has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Karma, LLC operate?

Credit Karma, LLC has received CFPB complaints from consumers in 23 states, with the most complaints from California (9 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Karma, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 23 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

19
Took or threatened to take negative or legal action

11
False statements or representation

10
Written notification about debt

8
Communication tactics

6
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record credit-karma-llc Credit Karma, LLC

Grade B · 60 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #1085 · compose #2059

VOL 60
GRADE B
12MO 21
STATES 23
TIMELY 91%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,085
COMPOSE #2,059

Volume peers

Nearest volume peer: Account Managers, Inc. (60 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Karma, LLC's 60 CFPB complaints sit next to Account Managers, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Credit Karma, LLC (15.0%)

Volume rank #1,085 and composite rank #2,059 diverge by 974 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 15.0%; Mid-band (15–30%) · 23 states with ≥1 filing
Seasonal peak: 2025-05 10.8%; 8–15% band · 7 filings
Divergent corpus ranks: #1,085 volume; #2,059 composite; Cleanest-composite ladder is 974 places worse than volume

How does Credit Karma, LLC compare to its peers?

How does Credit Karma, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Karma, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

79%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-09 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	19
Took or threatened to take negative or legal action	11
False statements or representation	10
Written notification about debt	8
Communication tactics	6
Cont'd attempts collect debt not owed	4
Disclosure verification of debt	1
Electronic communications	1

Where do complaints against Credit Karma, LLC come from?

Credit Karma, LLC's own per-state count, not a national baseline.

California

9
Florida

7
Pennsylvania

4
Texas

4
Connecticut

3
Georgia

3
New Jersey

3
New York

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Karma, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 60.

4 peers

Know your rights before responding to Credit Karma, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.