What is the most common complaint against Tate and Kirlin Assoc?

The most common issue consumers report about Tate and Kirlin Assoc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 280 complaints filed with the CFPB.

Are complaints against Tate and Kirlin Assoc increasing or decreasing?

Complaints against Tate and Kirlin Assoc are falling. The company received 31 complaints in the last 12 months, showing improvement over prior periods.

What is Tate and Kirlin Assoc's reputation grade?

Tate and Kirlin Assoc has a reputation grade of D (score: 49.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tate and Kirlin Assoc respond to consumer complaints?

Tate and Kirlin Assoc has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 16% of cases.

In how many states does Tate and Kirlin Assoc operate?

Tate and Kirlin Assoc has received CFPB complaints from consumers in 42 states, with the most complaints from Florida (32 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tate and Kirlin Assoc - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

94
Communication tactics

40
Written notification about debt

35
Cont'd attempts collect debt not owed

32
False statements or representation

27
Disclosure verification of debt

16

Data updated September 2026

CFPB complaint disposition

CCDB record tate-and-kirlin-assoc Tate and Kirlin Assoc

Grade D · 280 CFPB filings · 81% timely · lead issue: Attempts to collect debt not owed · vol #421 · compose #4216

VOL 280
GRADE D
12MO 31
STATES 42
TIMELY 81%
DISPUTE 16%
ISSUE Attempts to collect debt n…
RANK #421
COMPOSE #4,216

Volume peers

Nearest volume peer: Credit Fresh Holdings Inc (280 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tate and Kirlin Assoc's 280 CFPB complaints sit next to Credit Fresh Holdings Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Tate and Kirlin Assoc spreads filings across 42 states - Florida leads at only 11.4%

Despite a broad state map, Tate and Kirlin Assoc still sits volume #421 against composite #4,216 - the two RankMaps diverge by 3,795 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 11.4% across 42 states
Seasonal peak: 2026-01 10.5%; 8–15% band · 9 filings
Divergent corpus ranks: #421 volume; #4,216 composite; Cleanest-composite ladder is 3,795 places worse than volume

How does Tate and Kirlin Assoc compare to its peers?

How does Tate and Kirlin Assoc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tate and Kirlin Assoc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

81%

87%

91%

Consumer-dispute ratelower is better

16%

37%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-12 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	94
Communication tactics	40
Written notification about debt	35
Cont'd attempts collect debt not owed	32
False statements or representation	27
Disclosure verification of debt	16
Took or threatened to take negative or legal action	15
Electronic communications	14
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	2

Where do complaints against Tate and Kirlin Assoc come from?

Tate and Kirlin Assoc's own per-state count, not a national baseline.

Florida

32
Texas

30
California

27
Georgia

14
Michigan

14
New York

11
Ohio

11
Pennsylvania

10

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tate and Kirlin Assoc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 280.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 81.25%.

4 peers

Know your rights before responding to Tate and Kirlin Assoc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.