What is the most common complaint against Finance of America Holdings LLC?

The most common issue consumers report about Finance of America Holdings LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 9 complaints filed with the CFPB.

Are complaints against Finance of America Holdings LLC increasing or decreasing?

Complaints against Finance of America Holdings LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Finance of America Holdings LLC's reputation grade?

Finance of America Holdings LLC has a reputation grade of A (score: 75.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Finance of America Holdings LLC respond to consumer complaints?

Finance of America Holdings LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Finance of America Holdings LLC operate?

Finance of America Holdings LLC has received CFPB complaints from consumers in 8 states, with the most complaints from Rhode Island (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Finance of America Holdings LLC - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade A.

Compiled by PlainCollector

Written notification about debt

4
Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record finance-of-america-holdings-llc Finance of America Holdings LLC

Grade A · 9 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #2600 · compose #851

VOL 9
GRADE A
12MO 1
STATES 8
TIMELY 100%
DISPUTE 0%
ISSUE Written notification about…
RANK #2,600
COMPOSE #851

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Finance of America Holdings LLC's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Rhode Island is the plurality state for Finance of America Holdings LLC (22.2%)

The 2022-08 spike coincides with a 1,749-place gap between volume rank #2,600 and composite #851. Corpus placement method.

Plurality state: Rhode Island 22.2%; Mid-band (15–30%) · 8 states with ≥1 filing
Spike month: 2022-08 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,600 volume; #851 composite; Cleanest-composite ladder is 1,749 places better than volume

How does Finance of America Holdings LLC compare to its peers?

How does Finance of America Holdings LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Finance of America Hol… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

78%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2024-10

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	4
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against Finance of America Holdings LLC come from?

Finance of America Holdings LLC's own per-state count, not a national baseline.

Rhode Island

2
Alabama

1
District of Columbia

1
Florida

1
Indiana

1
Louisiana

1
New Jersey

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Finance of America Holdings LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Finance of America Holdings LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.