State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.5% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Expert Global Solutions, Inc.

D
4 total complaints ↓ falling

Fiserv Finxact Core

F
4 total complaints → stable

Frontline Asset Strategies, LLC

D
4 total complaints ↓ falling

Frost-Arnett Company

D
4 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
4 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
4 total complaints → stable

LJ Ross Associates

D
4 total complaints ↑ rising

Lending Club Corp

D
4 total complaints ↓ falling

Linebarger Goggan Blair & Sampson LLP

D
4 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
4 total complaints ↑ rising

Medical Data Systems, Inc.

D
4 total complaints ↓ falling

National Business Factors

C
4 total complaints ↓ falling

Opportunity Financial, LLC

C
4 total complaints ↑ rising

Prince Parker & Associates

D
4 total complaints → stable

Ratchford Law Group, P.C.

F
4 total complaints ↑ rising

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
4 total complaints ↓ falling

Receivables Performance Management, LLC

D
4 total complaints ↓ falling

Santander Holdings USA, Inc.

F
4 total complaints ↑ rising

Sunrise Credit Services, Inc

D
4 total complaints ↑ rising

Social Finance, Inc.

B
4 total complaints ↓ falling

Source Receivables Management LLC

D
4 total complaints ↑ rising

United Collection Bureau, Inc.

D
4 total complaints → stable

Weltman, Weinberg & Reis Co., L.P.A.

D
4 total complaints ↓ falling

West Bay Recovery, Inc.

B
4 total complaints ↓ falling

Acima Credit, LLC

C
3 total complaints ↑ rising

Alliant Capital Management LLC

D
3 total complaints → stable

Alorica Inc.

D
3 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
3 total complaints ↓ falling

Amsher Collection Services, Inc.

D
3 total complaints ↓ falling

Barclays Bank Delaware

D
3 total complaints ↑ rising

Byrider Franchising, LLC

D
3 total complaints → stable

Collection Bureau of America Ltd.

F
3 total complaints ↓ falling

Continental Services Group, Inc. d/b/a ConServe

C
3 total complaints → stable

Credit Card Receivables Fund Incorporated

D
3 total complaints ↓ falling

Crown Asset Management, LLC, Duluth, GA Branch

D
3 total complaints → stable

First National Collection Bureau, Inc.

D
3 total complaints ↓ falling

Global Credit & Collection Corporation

D
3 total complaints ↓ falling

HCFS Healthcare Financial Services of TeamHealth

F
3 total complaints ↓ falling

Hyundai Capital America

C
3 total complaints ↑ rising

Harmon Law Offices, P.C.

D
3 total complaints ↓ falling

Kason Credit Corporation

B
3 total complaints → stable

Mohela

F
3 total complaints ↑ rising

MRS BPO, LLC

D
3 total complaints → stable

ORG GC GP Buyer, LLC

D
3 total complaints ↓ falling

Paypal Holdings, Inc

D
3 total complaints ↓ falling

Possible Financial Inc

F
3 total complaints ↑ rising

Prosper Marketplace, Inc.

C
3 total complaints → stable

Robinhood Markets Inc.

D
3 total complaints ↑ rising

Receivables Outsourcing, Inc.

D
3 total complaints ↓ falling

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
3 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.