State complaint profile

Debt collection complaints in Pennsylvania

40,073 CFPB complaints filed against 1,429 debt collectors active in Pennsylvania.

Complaints
40,073
Collectors
1,429
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pennsylvania at a glance

Pennsylvania consumers have filed 40,073 CFPB debt-collection complaints against 1,429 collectors.

40,073
CFPB complaints filed
1,429
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Pennsylvania

Pennsylvania filings are dispersed: the top three collectors hold only 0.1% of 40,073 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Pennsylvania residents in this extract is Transunion Intermediate Holdings, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

ARS National Services, Inc.

C
17 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
17 total complaints ↑ rising

Meridian Financial Services, Inc.

D
17 total complaints ↑ rising

MiraMed Revenue Group LLC

C
17 total complaints ↓ falling

NCC Business Services, Inc.

D
17 total complaints ↓ falling

Squaretwo Financial Corporation

D
17 total complaints ↓ falling

United PanAm Financial Corp.

C
17 total complaints ↑ rising

Riverwalk Financial Corporation

F
17 total complaints ↓ falling

American Honda Finance Corp

D
16 total complaints → stable

Avadyne Health Holdings, Inc

C
16 total complaints ↓ falling

FC HoldCo LLC

C
16 total complaints ↑ rising

First National Bank of Omaha

D
16 total complaints → stable

Financial Credit Service, Inc.

D
16 total complaints ↓ falling

Global Lending Services LLC

C
16 total complaints ↑ rising

Shepherd Outsourcing, LLC

F
16 total complaints ↑ rising

Credit Bureau Collection Services, Inc.

C
15 total complaints ↓ falling

GB Collects, LLC

F
15 total complaints → stable

Kingston Data & Credit International Inc.

F
15 total complaints ↑ rising

Leafy Financial, LLC

F
15 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
15 total complaints → stable

Northland Group Inc

C
15 total complaints ↓ falling

Pavilion Payments US BuyerCo, LLC

D
15 total complaints ↓ falling

Performant Financial Corporation

D
15 total complaints ↓ falling

Remex, Inc.

D
15 total complaints ↓ falling

Accounts Advocate Agency

D
14 total complaints ↑ rising

Abrahamsen Ratchford, P.C

D
14 total complaints ↓ falling

Credit Bureau of Napa County, Inc.

D
14 total complaints ↓ falling

Creditech, Inc.

C
14 total complaints ↓ falling

Delbert Services

D
14 total complaints ↓ falling

Heartland Payment Systems Inc

D
14 total complaints ↓ falling

Omega RMS, LLC

D
14 total complaints ↑ rising

Patient Accounting Service Center

D
14 total complaints → stable

Phillips & Cohen Associates, Ltd.

D
14 total complaints → stable

Remit Corporation

B
14 total complaints ↓ falling

Rickart Collection Systems, Inc.

C
14 total complaints ↓ falling

Santander Bank, National Association

D
14 total complaints ↓ falling

Account Control Technology, Inc.

C
13 total complaints ↓ falling

BTH Management

D
13 total complaints ↑ rising

Cashcall, Inc.

D
13 total complaints ↓ falling

CMRE Financial Services, Inc.

D
13 total complaints ↓ falling

Collection Bureau of America Ltd.

F
13 total complaints ↓ falling

Collins Asset Group, LLC

F
13 total complaints ↓ falling

D&A Services, LLC

D
13 total complaints ↓ falling

FCI Lender Services Inc.

F
13 total complaints ↓ falling

FMA Alliance, Ltd.

C
13 total complaints → stable

InDebted Corporation

F
13 total complaints ↑ rising

Jim Bottin Enterprises, Inc

D
13 total complaints → stable

Oliphant United, Inc.

F
13 total complaints ↑ rising

Oxford Law, LLC

C
13 total complaints ↓ falling

Specialized Loan Servicing Holdings LLC

D
13 total complaints ↓ falling

If a collector is contacting you in Pennsylvania

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Pennsylvania names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Pennsylvania AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Pennsylvania

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Pennsylvania Resident

Pennsylvania's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Pennsylvania attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.