What is the most common complaint against Pavilion Payments US BuyerCo, LLC?

The most common issue consumers report about Pavilion Payments US BuyerCo, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 49 complaints filed with the CFPB.

Are complaints against Pavilion Payments US BuyerCo, LLC increasing or decreasing?

Complaints against Pavilion Payments US BuyerCo, LLC are falling. The company received 7 complaints in the last 12 months, showing improvement over prior periods.

What is Pavilion Payments US BuyerCo, LLC's reputation grade?

Pavilion Payments US BuyerCo, LLC has a reputation grade of D (score: 52.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Pavilion Payments US BuyerCo, LLC respond to consumer complaints?

Pavilion Payments US BuyerCo, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Pavilion Payments US BuyerCo, LLC operate?

Pavilion Payments US BuyerCo, LLC has received CFPB complaints from consumers in 15 states, with the most complaints from Pennsylvania (15 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pavilion Payments US BuyerCo, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

28
Written notification about debt

8
False statements or representation

7
Communication tactics

5
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record pavilion-payments-us-buyerco-llc Pavilion Payments US BuyerCo, LLC

Grade D · 49 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1212 · compose #3788

VOL 49
GRADE D
12MO 7
STATES 15
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,212
COMPOSE #3,788

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Pavilion Payments US BuyerCo, LLC's 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

30.6% of Pavilion Payments US BuyerCo, LLC's CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Pavilion Payments US BuyerCo, LLC is volume #1,212 but composite #3,788, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 30.6%; 15 of 49 filings · 15 states touched
Seasonal peak: 2025-07 11.7%; 8–15% band · 7 filings
Divergent corpus ranks: #1,212 volume; #3,788 composite; Cleanest-composite ladder is 2,576 places worse than volume

How does Pavilion Payments US BuyerCo, LLC compare to its peers?

How does Pavilion Payments US BuyerCo, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Pavilion Payments US B… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

98%

91%

Consumer-dispute ratelower is better

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	28
Written notification about debt	8
False statements or representation	7
Communication tactics	5
Took or threatened to take negative or legal action	1

Where do complaints against Pavilion Payments US BuyerCo, LLC come from?

Pavilion Payments US BuyerCo, LLC's own per-state count, not a national baseline.

Pennsylvania

15
New York

6
California

5
Michigan

5
North Carolina

3
Virginia

3
Georgia

2
Indiana

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Pavilion Payments US BuyerCo, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Pavilion Payments US BuyerCo, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.