This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 88 complaints

GB Collects, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade F.

Complaints by issue type

What consumers report about GB Collects, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record gb-collects-llc GB Collects, LLC

Grade F · 88 CFPB filings · 86% timely · lead issue: Attempts to collect debt not owed

  • VOL 88
  • GRADE F
  • 12MO 19
  • STATES 20
  • TIMELY 86%
  • ISSUE Attempts to collect debt n…
  • RANK #878
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Conrad Credit Corporation (88 complaints)

Conrad Credit CorporationConrad Credit Corporation88Delray Capital, LLCDelray Capital, LLC88Essential Lending IncEssential Lending Inc88National Account Systems of Omaha, LLCNational Account Systems of …88GB Collects, LLC (this)GB Collects, LLC (this)88
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

GB Collects, LLC's 88 CFPB complaints sit next to Conrad Credit Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 88 complaints break down

Every complaint issue type on record for GB Collects, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
45.9/100
GB Collects, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
88
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
86%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

New York is the plurality state for GB Collects, LLC (18.2%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
New York 18.2%
Mid-band (15–30%) · 20 states with ≥1 filing
Seasonal peak
2015-11 8.3%
8–15% band · 3 filings
Corpus ranks
#878 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does GB Collects, LLC compare to its peers?

How does GB Collects, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
GB Collects, LLC National average
Complaints (last 12 mo)lower is better
19
56
268
Timely-response ratehigher is better
86%
87%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy GB Collects, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) GB Collects, LLC vs. 9 similar-volume peers, by response speed and dispute rate National Account Systems of Omaha, LLCDelray Capital, LLCOUT TECH, INC.CONRAD CREDIT CORPORATIONRSH & Associates, LLCTri-State Adjustments, Inc.Voss & Klein, LLCSCHOOLSFIRST FEDERAL CREDIT UNIONProfessional Claims Bureau, Inc.
Source: CFPB Consumer Complaint Database

GB Collects, LLC's complaint volume in context

GB Collects, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

88 Top 16% higher than 84% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. GB Collects, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2013-07 2017-05

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
43
Written notification about debt
12
Communication tactics
10
False statements or representation
9
Took or threatened to take negative or legal action
7
Threatened to contact someone or share information improperly
6
Electronic communications
1

Where do complaints against GB Collects, LLC come from?

GB Collects, LLC's own per-state count, not a national baseline.

Top states by complaints against GB Collects, LLC

Across 20 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for GB Collects, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 88.

4 peers

Know your rights before responding to GB Collects, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.