State complaint profile
Debt collection complaints in Pennsylvania
40,073 CFPB complaints filed against 1,429 debt collectors active in Pennsylvania.
- Complaints
- 40,073
- Collectors
- 1,429
- Top collector
- Transunion Intermediate Holdings, Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Pennsylvania at a glance
Pennsylvania consumers have filed 40,073 CFPB debt-collection complaints against 1,429 collectors.
- 40,073
- CFPB complaints filed
- 1,429
- collectors active here
- #1
- most-complained: Transunion Intermediate Holdings, Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Pennsylvania
Pennsylvania sits near the top of the state complaint ladder at #7 of 56 by absolute CFPB filings (40,073 complaints).
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Pennsylvania residents in this extract is Transunion Intermediate Holdings, Inc. (18.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Pennsylvania
By complaints filed from this state
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
2,523 complaints
- Equifax, Inc.
Equifax, Inc.
2,441 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
2,348 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
2,114 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
2,067 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
1,974 complaints
- CL Holdings LLC
CL Holdings LLC
1,349 complaints
- CCS Financial Services, Inc.
CCS Financial Services, Inc.
1,122 complaints
What this shows These eight collectors draw the most complaints from Pennsylvania residents, usually national bureaus and large debt buyers operating in every state.
Where Pennsylvania's 40,073 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Transunion Intermediat 2,523
Transunion Intermediate Holdings, Inc.
2,523 complaints
- Equifax, Inc. 2,441
Equifax, Inc.
2,441 complaints
- Experian Information S 2,348
Experian Information Solutions Inc.
2,348 complaints
- All other collectors
Remaining collectors in Pennsylvania
32,761 complaints
What this shows The top three names account for 18.2% of Pennsylvania filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsTransunion Intermediate Holdings, Inc.
DEquifax, Inc.
DExperian Information Solutions Inc.
DResurgent Capital Services L.P.
DEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DCL Holdings LLC
CCCS Financial Services, Inc.
FTransworld Systems Inc
DCapital ONE Financial Corporation
DSouthwest Credit Systems, L.P.
DI.C. System, Inc.
CKriya Capital, LLC
DCaine & Weiner Company, Inc.
DBread Financial Holdings, Inc.
CSynchrony Financial
DCitibank, N.a.
DPenn Credit Corporation
DNRA Group, LLC
DERC
DConvergent Resources, Inc.
DRadius Global Solutions LLC
DSunrise Credit Services, Inc
DWells Fargo & Company
DDiscover Bank
DNational Credit Systems,Inc.
DCavalry Investments, LLC
DEOS Holdings, Inc.
DJpmorgan Chase & Co.
DBank of America, National Association
DFair Collections & Outsourcing, Inc.
DCommercial Acceptance Company
DSpring Oaks Capital, LLC
FAmerican Express Company
DHW Holding, Inc
DAffirm Holdings, Inc
FCredit Acceptance Corporation
DHarris & Harris, Ltd.
DTD Bank US Holding Company
DCapio Partners, LLC
CNavient Solutions, LLC.
DDiversified Adjustment Service, Inc.
DTrueAccord Corp.
DSource Receivables Management LLC
DDiversified Consultants, Inc.
DSequium Asset Solutions, LLC
FAmsher Collection Services, Inc.
DAlly Financial Inc.
DAbility Recovery Services, LLC
DAR Resources, Inc.
DIf a collector is contacting you in Pennsylvania
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Pennsylvania names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Pennsylvania AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Pennsylvania
- Transunion Intermediate Holdings, Inc. Leads Pennsylvania complaint volume in this extract
- Illinois complaint profile Nearest volume peer (41,794 complaints)
- North Carolina complaint profile Nearest volume peer (38,233 complaints)
- States by complaint volume Pennsylvania sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Pennsylvania residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Pennsylvania Resident
Pennsylvania's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Pennsylvania attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |