State complaint profile

Debt collection complaints in Pennsylvania

40,073 CFPB complaints filed against 1,429 debt collectors active in Pennsylvania.

Complaints
40,073
Collectors
1,429
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pennsylvania at a glance

Pennsylvania consumers have filed 40,073 CFPB debt-collection complaints against 1,429 collectors.

40,073
CFPB complaints filed
1,429
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Pennsylvania

Pennsylvania filings are dispersed: the top three collectors hold only 0.3% of 40,073 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Pennsylvania residents in this extract is Transunion Intermediate Holdings, Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

State Collection Service, Inc.

D
36 total complaints ↓ falling

Atlanticus Services Corporation

D
35 total complaints ↑ rising

Monterey Financial Services LLC

D
35 total complaints ↑ rising

Phoenix Financial Services LLC

D
35 total complaints ↓ falling

Sterling Jewelers, Inc.

C
35 total complaints ↓ falling

Upgrade, Inc.

F
35 total complaints ↑ rising

V and H Portfolio

D
35 total complaints ↑ rising

Fiserv Finxact Core

F
34 total complaints → stable

Frontline Asset Strategies, LLC

D
34 total complaints ↓ falling

First Federal Credit Control, Inc.

D
33 total complaints ↓ falling

W&A Intermediate Co., LLC

F
33 total complaints ↑ rising

Continental Finance Company, LLC

C
32 total complaints ↑ rising

Credit Collections U.S.A., L.L.C.

F
32 total complaints → stable

Exeter Finance, LLC.

D
32 total complaints ↑ rising

Millco Management

C
32 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
32 total complaints ↓ falling

Quality Asset Recovery LLC

D
32 total complaints ↓ falling

United Services Automobile Association

D
32 total complaints → stable

URS Holding, LLC

D
32 total complaints ↓ falling

Associated Credit Services, Inc.

D
31 total complaints → stable

Media Collections, Inc

C
31 total complaints → stable

Professional Debt Mediation, Inc.

F
31 total complaints → stable

Alorica Inc.

D
30 total complaints ↓ falling

Ratchford Law Group, P.C.

F
30 total complaints ↑ rising

Reliant Capital Solutions, LLC

D
30 total complaints ↑ rising

Apothaker & Associates, PC

C
29 total complaints → stable

Atlantic Recovery Solutions LLC

D
29 total complaints → stable

First Advantage LNS Inc.

F
29 total complaints ↓ falling

First Credit Services Inc.

D
29 total complaints ↑ rising

Hyundai Capital America

C
29 total complaints ↑ rising

January Technologies, Inc

F
29 total complaints ↑ rising

Law Office of Michael J. Scott, PC

D
29 total complaints → stable

Shellpoint Partners, LLC

D
29 total complaints → stable

Cedars Business Services, LLC

D
28 total complaints ↑ rising

Synergetic Communication Inc

D
28 total complaints ↑ rising

USCB Corporation

D
28 total complaints ↑ rising

Collection Bureau of the Hudson Valley, Inc.

D
27 total complaints ↓ falling

Ditech Financial LLC

D
27 total complaints ↓ falling

Diverse Funding Associates LLC

D
27 total complaints ↑ rising

JH Portfolio Debt Equities, LLC

D
27 total complaints ↓ falling

Linebarger Goggan Blair & Sampson LLP

D
26 total complaints ↓ falling

Maximus Federal Services, Inc.

F
26 total complaints ↑ rising

Upstart Holdings, Inc.

F
26 total complaints ↑ rising

Credit Bureau of Lancaster County, Inc.

D
25 total complaints ↓ falling

Oliphant Financial, LLC

D
25 total complaints ↓ falling

Revco Management, LLC

F
25 total complaints ↑ rising

U.s. Bancorp

D
25 total complaints ↓ falling

Wakefield & Associates, Inc.

F
25 total complaints ↓ falling

American First Finance, Inc.

F
24 total complaints → stable

Client Services, Inc.

D
24 total complaints → stable

If a collector is contacting you in Pennsylvania

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Pennsylvania names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Pennsylvania AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Pennsylvania

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Pennsylvania Resident

Pennsylvania's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Pennsylvania attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.