Are complaints against Law Office of Michael J. Scott, PC increasing or decreasing?

Complaints against Law Office of Michael J. Scott, PC have been stable. The company received 134 complaints in the last 12 months.

What is Law Office of Michael J. Scott, PC's reputation grade?

Law Office of Michael J. Scott, PC has a reputation grade of D (score: 51.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Office of Michael J. Scott, PC respond to consumer complaints?

Law Office of Michael J. Scott, PC has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does Law Office of Michael J. Scott, PC operate?

Law Office of Michael J. Scott, PC has received CFPB complaints from consumers in 15 states, with the most complaints from Texas (313 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Law Office of Michael J. Scott, PC - Debt Collector Complaint Profile

Q: What is the most common complaint against Law Office of Michael J. Scott, PC?

The most common issue consumers report about Law Office of Michael J. Scott, PC is "Took or threatened to take negative or legal action", specifically "Debt is not yours". This is based on 556 complaints filed with the CFPB.

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

174
Attempts to collect debt not owed

151
False statements or representation

78
Written notification about debt

72
Communication tactics

31
Taking/threatening an illegal action

14

Data updated September 2026

CFPB complaint disposition

CCDB record law-office-of-michael-j-scott-pc Law Office of Michael J. Scott, PC

Grade D · 556 CFPB filings · 98% timely · lead issue: Took or threatened to take negative or legal action · vol #251 · compose #4046

VOL 556
GRADE D
12MO 134
STATES 15
TIMELY 98%
DISPUTE 30%
ISSUE Took or threatened to take…
RANK #251
COMPOSE #4,046

Volume peers

Nearest volume peer: EdFinancial Services (556 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Law Office of Michael J. Scott, PC's 556 CFPB complaints sit next to EdFinancial Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

56.3% of Law Office of Michael J. Scott, PC's CFPB filings land in Texas

High volume does not equal a clean composite: Law Office of Michael J. Scott, PC is volume #251 but composite #4,046, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 56.3%; 313 of 556 filings · 15 states touched
Seasonal peak: 2024-09 9.2%; 8–15% band · 20 filings
Divergent corpus ranks: #251 volume; #4,046 composite; Cleanest-composite ladder is 3,795 places worse than volume

How does Law Office of Michael J. Scott, PC compare to its peers?

How does Law Office of Michael J. Scott, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Law Office of Michael … National average

Complaints (last 12 mo)lower is better

134

359

268

Timely-response ratehigher is better

98%

92%

91%

Consumer-dispute ratelower is better

30%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-09 2025-11

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	174
Attempts to collect debt not owed	151
False statements or representation	78
Written notification about debt	72
Communication tactics	31
Taking/threatening an illegal action	14
Cont'd attempts collect debt not owed	11
Threatened to contact someone or share information improperly	10
Electronic communications	7
Improper contact or sharing of info	5

Where do complaints against Law Office of Michael J. Scott, PC come from?

Law Office of Michael J. Scott, PC's own per-state count, not a national baseline.

Texas

313
Virginia

60
California

56
South Carolina

33
Alabama

30
Pennsylvania

29
Tennessee

13
Maryland

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Law Office of Michael J. Scott, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 556.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.46743295019157%.

4 peers

Know your rights before responding to Law Office of Michael J. Scott, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.