State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.1% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Ford Motor Credit Co.

D
2 total complaints → stable

Fay Servicing, LLC

D
2 total complaints ↓ falling

Financial Asset Management Systems Inc

C
2 total complaints ↓ falling

Focus Holding Company

D
2 total complaints ↓ falling

Frost-Arnett Company

D
2 total complaints ↓ falling

GVA Holdings, LLC

C
2 total complaints ↓ falling

Gatestone & Co. International Inc.

D
2 total complaints ↓ falling

Giggle Finance Inc.

F
2 total complaints ↑ rising

Glass Mountain Capital, LLC

D
2 total complaints ↓ falling

Grain Technology, Inc.

D
2 total complaints ↓ falling

HF Holdings

D
2 total complaints ↑ rising

Harrington, anderson & deblasio

D
2 total complaints ↑ rising

Hillcrest Davidson & Associates

D
2 total complaints ↓ falling

Imperial Recovery Consultants, LLC

F
2 total complaints → stable

J.S Resolution Group, Inc.

D
2 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
2 total complaints → stable

KBR Inc DBA Rash Curtis & Associates

F
2 total complaints ↓ falling

Kings Credit Services

C
2 total complaints ↓ falling

Loan to Learn

B
2 total complaints ↓ falling

Lobel Financial Corporation

C
2 total complaints ↑ rising

LTD Financial Services, L.P.

D
2 total complaints ↓ falling

Lake City Credit

F
2 total complaints ↓ falling

Livingston Financial, LLC

C
2 total complaints ↓ falling

Mariner Finance, LLC

D
2 total complaints ↑ rising

MEDCAH, Inc.

D
2 total complaints ↓ falling

MST Financial Services, L.L.C.

D
2 total complaints → stable

Marlette Funding, LLC

D
2 total complaints ↑ rising

Matthew Thomas & Associates LLC

F
2 total complaints ↓ falling

McCarthy & Holthus, LLP

C
2 total complaints ↓ falling

Meridian Financial Services, Inc.

D
2 total complaints ↑ rising

Michael Haynes & Associates, LLC

C
2 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
2 total complaints ↓ falling

MiraMed Revenue Group LLC

C
2 total complaints ↓ falling

Mnet Financial Inc

C
2 total complaints → stable

MoneyLion Inc.

F
2 total complaints ↑ rising

MortgagePros, LLC

B
2 total complaints ↓ falling

NAM National Arbitration and Mediation

F
2 total complaints ↓ falling

NCS, Inc

D
2 total complaints ↓ falling

National Principal Group, LLC

C
2 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
2 total complaints ↓ falling

Nelson Cruz & Associates LLC

F
2 total complaints ↑ rising

North American Asset Services, LLC

D
2 total complaints ↓ falling

Omega RMS, LLC

D
2 total complaints ↑ rising

Omnipoint Capital

F
2 total complaints ↑ rising

Optimum Outcomes, Inc.

F
2 total complaints ↓ falling

Orions Management Group, LLC

D
2 total complaints → stable

Overton, Russell, Doerr and Donovan, LLP

F
2 total complaints ↓ falling

P.S.C., Inc

D
2 total complaints ↓ falling

Pacific Retrieval LLC

D
2 total complaints ↑ rising

Paramount Recovery Systems, L.P.

D
2 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.