State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.1% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Account Discovery Systems, LLC

C
2 total complaints ↓ falling

Action Collection Service

D
2 total complaints → stable

Advance America, Cash Advance Centers, Inc.

D
2 total complaints ↓ falling

Advanced Call Center Technologies, LLC

B
2 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
2 total complaints ↓ falling

American First Finance, Inc.

F
2 total complaints → stable

BlueChip Financial

C
2 total complaints ↓ falling

Bounce AI, Inc.

F
2 total complaints ↑ rising

Brown and Joseph, Ltd

F
2 total complaints ↓ falling

Business & Professional Collection Service Inc

C
2 total complaints ↓ falling

CAC Services, Inc.

A
2 total complaints ↓ falling

Carrington Mortgage Services, LLC

C
2 total complaints ↓ falling

CB1, Inc.

D
2 total complaints ↓ falling

Check Into Cash Inc.

C
2 total complaints ↓ falling

Cirn, Inc.

B
2 total complaints ↓ falling

Collection Bureau Incorporated

D
2 total complaints ↓ falling

Credit Acceptance Corporation

D
2 total complaints ↑ rising

California Business Bureau, Inc.

F
2 total complaints ↓ falling

Capital Accounts, LLC

F
2 total complaints ↓ falling

Capstone Credit & Collection, LLC.

C
2 total complaints → stable

CarMax, Inc.

C
2 total complaints ↑ rising

Cawley & Bergmann, LLP

D
2 total complaints ↓ falling

Check Security Associates, LLC

F
2 total complaints ↓ falling

Clark County Collection Service

D
2 total complaints → stable

Clasp Group, Inc.

B
2 total complaints ↑ rising

Coastal Financial Solutions, LLC

D
2 total complaints ↓ falling

Columbia Credits, Inc

D
2 total complaints ↓ falling

Commercial Recovery Systems

F
2 total complaints ↓ falling

Consumer Recovery Solutions, LLC

F
2 total complaints ↓ falling

Credit Card Receivables Fund Incorporated

D
2 total complaints ↓ falling

Critical Resolution Mediation LLC

F
2 total complaints ↓ falling

DCS Financial, Inc.

A
2 total complaints ↓ falling

DRB-40, LLC

C
2 total complaints ↑ rising

Dynamic Recovery Services, Inc.

F
2 total complaints ↓ falling

Debt Co LLC

D
2 total complaints ↑ rising

Diversified Acceptance Corporation

F
2 total complaints ↓ falling

Duncan Solutions, lnc.

D
2 total complaints ↓ falling

Duvera Billing Services, LLC

D
2 total complaints ↓ falling

Dyck-O'Neal, Inc.

D
2 total complaints ↓ falling

Enramex Inc

F
2 total complaints ↑ rising

Eagle Accounts Group, Inc.

C
2 total complaints ↓ falling

Earm LLC

F
2 total complaints ↓ falling

Evergreen Financial Services Inc.

D
2 total complaints ↓ falling

Express Collections, Inc.

F
2 total complaints ↑ rising

Fidelity Capital Holdings, Inc

F
2 total complaints ↓ falling

Fifth Third Financial Corporation

D
2 total complaints → stable

First National Bank of Omaha

D
2 total complaints → stable

First Portfolio Servicing Inc

F
2 total complaints ↑ rising

FMA Alliance, Ltd.

C
2 total complaints → stable

FMS Inc.

C
2 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.