What is the most common complaint against HF Holdings?

The most common issue consumers report about HF Holdings is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 77 complaints filed with the CFPB.

Are complaints against HF Holdings increasing or decreasing?

Complaints against HF Holdings are rising. The company received 31 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is HF Holdings's reputation grade?

HF Holdings has a reputation grade of D (score: 50.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does HF Holdings respond to consumer complaints?

HF Holdings has a 95% timely response rate to CFPB complaints.

In how many states does HF Holdings operate?

HF Holdings has received CFPB complaints from consumers in 25 states, with the most complaints from Florida (13 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

HF Holdings - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

35
Took or threatened to take negative or legal action

13
False statements or representation

12
Written notification about debt

10
Electronic communications

3
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record hf-holdings HF Holdings

Grade D · 77 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #945 · compose #4140

VOL 77
GRADE D
12MO 31
STATES 25
TIMELY 95%
ISSUE Attempts to collect debt n…
RANK #945
COMPOSE #4,140

Volume peers

Nearest volume peer: Adelante, Inc (77 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

HF Holdings's 77 CFPB complaints sit next to Adelante, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for HF Holdings (16.9%)

The 2026-01 spike coincides with a 3,195-place gap between volume rank #945 and composite #4,140. Corpus placement method.

Plurality state: Florida 16.9%; Mid-band (15–30%) · 25 states with ≥1 filing
Spike month: 2026-01 16.1%; 19 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #945 volume; #4,140 composite; Cleanest-composite ladder is 3,195 places worse than volume

How does HF Holdings compare to its peers?

How does HF Holdings compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

HF Holdings National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	35
Took or threatened to take negative or legal action	13
False statements or representation	12
Written notification about debt	10
Electronic communications	3
Communication tactics	2
Threatened to contact someone or share information improperly	2

Where do complaints against HF Holdings come from?

HF Holdings's own per-state count, not a national baseline.

Florida

13
Texas

8
Georgia

7
New York

6
South Carolina

5
California

4
Louisiana

4
Pennsylvania

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for HF Holdings: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 77.

4 peers

Know your rights before responding to HF Holdings: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.