What is the most common complaint against Giggle Finance Inc.?

The most common issue consumers report about Giggle Finance Inc. is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 24 complaints filed with the CFPB.

Are complaints against Giggle Finance Inc. increasing or decreasing?

Complaints against Giggle Finance Inc. are rising. The company received 19 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Giggle Finance Inc.'s reputation grade?

Giggle Finance Inc. has a reputation grade of F (score: 24.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Giggle Finance Inc. respond to consumer complaints?

Giggle Finance Inc. has a 9% timely response rate to CFPB complaints.

In how many states does Giggle Finance Inc. operate?

Giggle Finance Inc. has received CFPB complaints from consumers in 14 states, with the most complaints from Arkansas (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Giggle Finance Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

8
Attempts to collect debt not owed

4
False statements or representation

4
Communication tactics

3
Threatened to contact someone or share information improperly

2
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record giggle-finance-inc Giggle Finance Inc.

Grade F · 24 CFPB filings · 9% timely · lead issue: Took or threatened to take negative or legal action · vol #1741 · compose #5254

VOL 24
GRADE F
12MO 19
STATES 14
TIMELY 9%
ISSUE Took or threatened to take…
RANK #1,741
COMPOSE #5,254

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Giggle Finance Inc.'s 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Arkansas is the plurality state for Giggle Finance Inc. (20.8%)

Volume rank #1,741 and composite rank #5,254 diverge by 3,513 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Arkansas 20.8%; Mid-band (15–30%) · 14 states with ≥1 filing
Seasonal peak: 2018-03 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #1,741 volume; #5,254 composite; Cleanest-composite ladder is 3,513 places worse than volume

How does Giggle Finance Inc. compare to its peers?

How does Giggle Finance Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Giggle Finance Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

86%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	8
Attempts to collect debt not owed	4
False statements or representation	4
Communication tactics	3
Threatened to contact someone or share information improperly	2
Electronic communications	2
Written notification about debt	1

Where do complaints against Giggle Finance Inc. come from?

Giggle Finance Inc.'s own per-state count, not a national baseline.

Arkansas

5
Texas

3
Indiana

2
Michigan

2
Oregon

2
Tennessee

2
Georgia

1
Louisiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Giggle Finance Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Giggle Finance Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.