What is the most common complaint against Livingston Financial, LLC?

The most common issue consumers report about Livingston Financial, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 11 complaints filed with the CFPB.

Are complaints against Livingston Financial, LLC increasing or decreasing?

Complaints against Livingston Financial, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Livingston Financial, LLC's reputation grade?

Livingston Financial, LLC has a reputation grade of C (score: 60.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Livingston Financial, LLC respond to consumer complaints?

Livingston Financial, LLC has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Livingston Financial, LLC operate?

Livingston Financial, LLC has received CFPB complaints from consumers in 8 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Livingston Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

5
False statements or representation

2
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record livingston-financial-llc Livingston Financial, LLC

Grade C · 11 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #2421 · compose #2306

VOL 11
GRADE C
12MO 0
STATES 8
TIMELY 91%
DISPUTE 40%
ISSUE Attempts to collect debt n…
RANK #2,421
COMPOSE #2,306

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Livingston Financial, LLC's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

California is the plurality state for Livingston Financial, LLC (18.2%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: California 18.2%; Mid-band (15–30%) · 8 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2022-08 at 7.4% (2 filings)
Corpus ranks: #2,421 volume; #2,306 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Livingston Financial, LLC compare to its peers?

How does Livingston Financial, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Livingston Financial, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

55%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
False statements or representation	2
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against Livingston Financial, LLC come from?

Livingston Financial, LLC's own per-state count, not a national baseline.

California

2
Michigan

2
Oregon

2
Kansas

1
Kentucky

1
Minnesota

1
New York

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Livingston Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Livingston Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.