What is the most common complaint against Loan to Learn?

The most common issue consumers report about Loan to Learn is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 17 complaints filed with the CFPB.

Are complaints against Loan to Learn increasing or decreasing?

Complaints against Loan to Learn are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Loan to Learn's reputation grade?

Loan to Learn has a reputation grade of B (score: 71.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Loan to Learn respond to consumer complaints?

Loan to Learn has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Loan to Learn operate?

Loan to Learn has received CFPB complaints from consumers in 15 states, with the most complaints from Oregon (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Loan to Learn - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Written notification about debt

5
Took or threatened to take negative or legal action

2
False statements or representation

2
Communication tactics

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record loan-to-learn Loan to Learn

Grade B · 17 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2044 · compose #1211

VOL 17
GRADE B
12MO 0
STATES 15
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,044
COMPOSE #1,211

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Loan to Learn's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Loan to Learn spreads filings across 15 states - Oregon leads at only 11.8%

Despite a broad state map, Loan to Learn still sits volume #2,044 against composite #1,211 - the two RankMaps diverge by 833 places. Corpus placement method.

Most-even geography: Lead state under 15%; Oregon still leads at 11.8% across 15 states
Spike month: 2018-03 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,044 volume; #1,211 composite; Cleanest-composite ladder is 833 places better than volume

How does Loan to Learn compare to its peers?

How does LOAN TO LEARN compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

LOAN TO LEARN National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2024-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Written notification about debt	5
Took or threatened to take negative or legal action	2
False statements or representation	2
Communication tactics	1
Taking/threatening an illegal action	1

Where do complaints against Loan to Learn come from?

Loan to Learn's own per-state count, not a national baseline.

Oregon

2
Tennessee

2
Alabama

1
California

1
District of Columbia

1
Florida

1
Illinois

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Loan to Learn: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Loan to Learn: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.