What is the most common complaint against Pacific Retrieval LLC?

The most common issue consumers report about Pacific Retrieval LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 55 complaints filed with the CFPB.

Are complaints against Pacific Retrieval LLC increasing or decreasing?

Complaints against Pacific Retrieval LLC are rising. The company received 16 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Pacific Retrieval LLC's reputation grade?

Pacific Retrieval LLC has a reputation grade of D (score: 53.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Pacific Retrieval LLC respond to consumer complaints?

Pacific Retrieval LLC has a 100% timely response rate to CFPB complaints.

In how many states does Pacific Retrieval LLC operate?

Pacific Retrieval LLC has received CFPB complaints from consumers in 3 states, with the most complaints from California (51 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pacific Retrieval LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

33
Took or threatened to take negative or legal action

7
Communication tactics

6
False statements or representation

4
Written notification about debt

3
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record pacific-retrieval-llc Pacific Retrieval LLC

Grade D · 55 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1135 · compose #3719

VOL 55
GRADE D
12MO 16
STATES 3
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,135
COMPOSE #3,719

Volume peers

Nearest volume peer: Accounts Management, Inc (55 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Pacific Retrieval LLC's 55 CFPB complaints sit next to Accounts Management, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

92.7% of Pacific Retrieval LLC's CFPB filings land in California

High volume does not equal a clean composite: Pacific Retrieval LLC is volume #1,135 but composite #3,719, while California dominates the geography. Corpus placement method.

Dominant state: California 92.7%; 51 of 55 filings · 3 states touched
Even monthly load: Peak under 8%; Highest month 2019-01 at 6.9% (2 filings)
Divergent corpus ranks: #1,135 volume; #3,719 composite; Cleanest-composite ladder is 2,584 places worse than volume

How does Pacific Retrieval LLC compare to its peers?

How does Pacific Retrieval LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Pacific Retrieval LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	33
Took or threatened to take negative or legal action	7
Communication tactics	6
False statements or representation	4
Written notification about debt	3
Threatened to contact someone or share information improperly	2

Where do complaints against Pacific Retrieval LLC come from?

Pacific Retrieval LLC's own per-state count, not a national baseline.

California

51
Oregon

2
District of Columbia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Pacific Retrieval LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 55.

4 peers

Know your rights before responding to Pacific Retrieval LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.