What is the most common complaint against Michael Haynes & Associates, LLC?

The most common issue consumers report about Michael Haynes & Associates, LLC is "Communication tactics", specifically "Threatened to sue you for very old debt". This is based on 18 complaints filed with the CFPB.

Are complaints against Michael Haynes & Associates, LLC increasing or decreasing?

Complaints against Michael Haynes & Associates, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Michael Haynes & Associates, LLC's reputation grade?

Michael Haynes & Associates, LLC has a reputation grade of C (score: 61.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Michael Haynes & Associates, LLC respond to consumer complaints?

Michael Haynes & Associates, LLC has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Michael Haynes & Associates, LLC operate?

Michael Haynes & Associates, LLC has received CFPB complaints from consumers in 12 states, with the most complaints from California (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michael Haynes & Associates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

5
Took or threatened to take negative or legal action

4
Cont'd attempts collect debt not owed

3
Attempts to collect debt not owed

1
Written notification about debt

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record michael-haynes-associates-llc Michael Haynes & Associates, LLC

Grade C · 18 CFPB filings · 89% timely · lead issue: Communication tactics · vol #1985 · compose #2225

VOL 18
GRADE C
12MO 0
STATES 12
TIMELY 89%
DISPUTE 22%
ISSUE Communication tactics
RANK #1,985
COMPOSE #2,225

Volume peers

Nearest volume peer: Ameris Bancorp (18 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Michael Haynes & Associates, LLC's 18 CFPB complaints sit next to Ameris Bancorp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

California is the plurality state for Michael Haynes & Associates, LLC (16.7%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: California 16.7%; Mid-band (15–30%) · 12 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2018-10 at 7.4% (2 filings)
Corpus ranks: #1,985 volume; #2,225 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Michael Haynes & Associates, LLC compare to its peers?

How does Michael Haynes & Associates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Michael Haynes & Assoc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-10 2025-04

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Took or threatened to take negative or legal action	4
Cont'd attempts collect debt not owed	3
Attempts to collect debt not owed	1
Written notification about debt	1
False statements or representation	1
Disclosure verification of debt	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Michael Haynes & Associates, LLC come from?

Michael Haynes & Associates, LLC's own per-state count, not a national baseline.

California

3
Florida

2
New York

2
Oregon

2
Texas

2
Delaware

1
District of Columbia

1
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Michael Haynes & Associates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 18.

4 peers

Know your rights before responding to Michael Haynes & Associates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.