What is the most common complaint against NCS, Inc?

The most common issue consumers report about NCS, Inc is "Attempts to collect debt not owed", specifically "Not given enough info to verify debt". This is based on 41 complaints filed with the CFPB.

Are complaints against NCS, Inc increasing or decreasing?

Complaints against NCS, Inc are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is NCS, Inc's reputation grade?

NCS, Inc has a reputation grade of D (score: 52.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does NCS, Inc respond to consumer complaints?

NCS, Inc has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 32% of cases.

In how many states does NCS, Inc operate?

NCS, Inc has received CFPB complaints from consumers in 10 states, with the most complaints from Iowa (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

NCS, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

10
Disclosure verification of debt

9
Written notification about debt

6
False statements or representation

6
Cont'd attempts collect debt not owed

6
Taking/threatening an illegal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record ncs-inc NCS, Inc

Grade D · 41 CFPB filings · 83% timely · lead issue: Attempts to collect debt not owed · vol #1327 · compose #3875

VOL 41
GRADE D
12MO 2
STATES 10
TIMELY 83%
DISPUTE 32%
ISSUE Attempts to collect debt n…
RANK #1,327
COMPOSE #3,875

Volume peers

Nearest volume peer: First Horizon Bank (41 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

NCS, Inc's 41 CFPB complaints sit next to First Horizon Bank on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

58.5% of NCS, Inc's CFPB filings land in Iowa

High volume does not equal a clean composite: NCS, Inc is volume #1,327 but composite #3,875, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 58.5%; 24 of 41 filings · 10 states touched
Seasonal peak: 2022-06 13.3%; 8–15% band · 2 filings
Divergent corpus ranks: #1,327 volume; #3,875 composite; Cleanest-composite ladder is 2,548 places worse than volume

How does NCS, Inc compare to its peers?

How does NCS, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NCS, Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

100%

91%

Consumer-dispute ratelower is better

32%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-10 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	10
Disclosure verification of debt	9
Written notification about debt	6
False statements or representation	6
Cont'd attempts collect debt not owed	6
Taking/threatening an illegal action	2
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1

Where do complaints against NCS, Inc come from?

NCS, Inc's own per-state count, not a national baseline.

Iowa

24
Nebraska

6
North Dakota

2
Oregon

2
South Dakota

2
Arizona

1
Illinois

1
Minnesota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for NCS, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 41.

4 peers

Know your rights before responding to NCS, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.