State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.1% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Consumer Adjustment Company Incorporated

D
3 total complaints → stable

Cornerstone Holdings, Inc.

B
3 total complaints → stable

Credit International Corporation

C
3 total complaints → stable

D&A Services, LLC

D
3 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
3 total complaints ↑ rising

Fidelity National Information Services, Inc. (FNIS)

D
3 total complaints ↓ falling

Franklin Collection Service, Inc.

D
3 total complaints ↓ falling

Goal Structured Solutions, LLC

F
3 total complaints ↑ rising

Heartland Payment Systems Inc

D
3 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
3 total complaints ↑ rising

High Point Asset Inc

F
3 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
3 total complaints ↓ falling

Kikoff Inc.

F
3 total complaints ↑ rising

LendingPoint Holdings LLC

F
3 total complaints ↑ rising

Mohela

F
3 total complaints ↑ rising

Maximus Federal Services, Inc.

F
3 total complaints ↑ rising

Metro Collection Service Inc.

C
3 total complaints → stable

Midwest Recovery Systems

F
3 total complaints ↓ falling

Nationstar Mortgage LLC

D
3 total complaints ↓ falling

NFM, Inc

B
3 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
3 total complaints → stable

National Collection Systems, Inc.

D
3 total complaints → stable

Onemain Financial Holdings, LLC.

D
3 total complaints ↓ falling

Oracle Financial Group LLC.

D
3 total complaints ↓ falling

Orion Capital Solutions LLC

D
3 total complaints → stable

Pentagon Federal Credit Union

D
3 total complaints ↑ rising

Pinnacle Recovery, Inc.

D
3 total complaints ↓ falling

Perfection Collection

D
3 total complaints ↓ falling

ROC Asset Solutions, LLC

F
3 total complaints ↓ falling

Rauch-Milliken International, Inc.

D
3 total complaints ↓ falling

ResidentCollect, Inc.

F
3 total complaints → stable

Santander Consumer USA Holdings Inc.

D
3 total complaints ↓ falling

Summit A*R, Inc.

D
3 total complaints ↑ rising

Terrill Outsourcing Group

C
3 total complaints ↓ falling

Texas Guaranteed

C
3 total complaints → stable

Torriere Holdings INC

C
3 total complaints ↑ rising

TriVerity, Inc.

D
3 total complaints → stable

Trident Asset Management, L.L.C.

F
3 total complaints ↓ falling

Turning Point Solutions LLC

C
3 total complaints ↓ falling

Upgrade, Inc.

F
3 total complaints ↑ rising

Valor Intelligent Processing, LLC

F
3 total complaints ↑ rising

Van Ru Credit Corporation

C
3 total complaints ↓ falling

Vital Solutions, Inc.

C
3 total complaints ↓ falling

Walwick, Inc

F
3 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
3 total complaints ↓ falling

Western Collection Bureau, Inc.

B
3 total complaints ↓ falling

Worldwide Processing Group, LLC

F
3 total complaints ↓ falling

2288984 Ontario Inc.

C
2 total complaints ↑ rising

ARM WNY LLC

F
2 total complaints ↓ falling

ATG Credit, LLC

D
2 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.