What is the most common complaint against Diversified Acceptance Corporation?

The most common issue consumers report about Diversified Acceptance Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 98 complaints filed with the CFPB.

Are complaints against Diversified Acceptance Corporation increasing or decreasing?

Complaints against Diversified Acceptance Corporation are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Diversified Acceptance Corporation's reputation grade?

Diversified Acceptance Corporation has a reputation grade of F (score: 33.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Diversified Acceptance Corporation respond to consumer complaints?

Diversified Acceptance Corporation has a 24% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Diversified Acceptance Corporation operate?

Diversified Acceptance Corporation has received CFPB complaints from consumers in 13 states, with the most complaints from California (71 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Diversified Acceptance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

32
Cont'd attempts collect debt not owed

18
Written notification about debt

14
False statements or representation

12
Took or threatened to take negative or legal action

9
Disclosure verification of debt

7

Data updated September 2026

CFPB complaint disposition

CCDB record diversified-acceptance-corporation Diversified Acceptance Corporation

Grade F · 98 CFPB filings · 24% timely · lead issue: Attempts to collect debt not owed · vol #821 · compose #5161

VOL 98
GRADE F
12MO 3
STATES 13
TIMELY 24%
DISPUTE 10%
ISSUE Attempts to collect debt n…
RANK #821
COMPOSE #5,161

Volume peers

Nearest volume peer: Berman & Rabin, P.A. (98 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Diversified Acceptance Corporation's 98 CFPB complaints sit next to Berman & Rabin, P.A. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

72.4% of Diversified Acceptance Corporation's CFPB filings land in California

High volume does not equal a clean composite: Diversified Acceptance Corporation is volume #821 but composite #5,161, while California dominates the geography. Corpus placement method.

Dominant state: California 72.4%; 71 of 98 filings · 13 states touched
Seasonal peak: 2019-08 9.6%; 8–15% band · 5 filings
Divergent corpus ranks: #821 volume; #5,161 composite; Cleanest-composite ladder is 4,340 places worse than volume

How does Diversified Acceptance Corporation compare to its peers?

How does Diversified Acceptance Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Diversified Acceptance… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

24%

97%

91%

Consumer-dispute ratelower is better

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-05 2023-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	32
Cont'd attempts collect debt not owed	18
Written notification about debt	14
False statements or representation	12
Took or threatened to take negative or legal action	9
Disclosure verification of debt	7
Communication tactics	6

Where do complaints against Diversified Acceptance Corporation come from?

Diversified Acceptance Corporation's own per-state count, not a national baseline.

California

71
Florida

6
Texas

5
New Jersey

3
Michigan

2
Oregon

2
Virginia

2
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Diversified Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 98.

4 peers

Know your rights before responding to Diversified Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.