What is the most common complaint against Business & Professional Collection Service Inc?

The most common issue consumers report about Business & Professional Collection Service Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 115 complaints filed with the CFPB.

What is Business & Professional Collection Service Inc's reputation grade?

Business & Professional Collection Service Inc has a reputation grade of C (score: 60.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Business & Professional Collection Service Inc respond to consumer complaints?

Business & Professional Collection Service Inc has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 7% of cases.

In how many states does Business & Professional Collection Service Inc operate?

Business & Professional Collection Service Inc has received CFPB complaints from consumers in 19 states, with the most complaints from Nevada (76 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Business & Professional Collection Service Inc - Debt Collector Complaint Profile

Q: Are complaints against Business & Professional Collection Service Inc increasing or decreasing?

Complaints against Business & Professional Collection Service Inc are falling. The company received 18 complaints in the last 12 months, showing improvement over prior periods.

CFPB complaint profile across 19 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

43
Written notification about debt

22
Cont'd attempts collect debt not owed

15
Took or threatened to take negative or legal action

11
False statements or representation

10
Communication tactics

5

Data updated September 2026

CFPB complaint disposition

CCDB record business-professional-collection-service-inc Business & Professional Collection Service Inc

Grade C · 115 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #767 · compose #2360

VOL 115
GRADE C
12MO 18
STATES 19
TIMELY 99%
DISPUTE 7%
ISSUE Attempts to collect debt n…
RANK #767
COMPOSE #2,360

Volume peers

Nearest volume peer: AAA Collections (115 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Business & Professional Collection Service Inc's 115 CFPB complaints sit next to AAA Collections on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.1% of Business & Professional Collection Service Inc's CFPB filings land in Nevada

High volume does not equal a clean composite: Business & Professional Collection Service Inc is volume #767 but composite #2,360, while Nevada dominates the geography. Corpus placement method.

Dominant state: Nevada 66.1%; 76 of 115 filings · 19 states touched
Seasonal peak: 2020-04 8.6%; 8–15% band · 8 filings
Divergent corpus ranks: #767 volume; #2,360 composite; Cleanest-composite ladder is 1,593 places worse than volume

How does Business & Professional Collection Service Inc compare to its peers?

How does Business & Professional Collection Service Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Business & Professiona… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

91%

Consumer-dispute ratelower is better

34%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-07 2021-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	43
Written notification about debt	22
Cont'd attempts collect debt not owed	15
Took or threatened to take negative or legal action	11
False statements or representation	10
Communication tactics	5
Disclosure verification of debt	4
Electronic communications	2
Taking/threatening an illegal action	2
Threatened to contact someone or share information improperly	1

Where do complaints against Business & Professional Collection Service Inc come from?

Business & Professional Collection Service Inc's own per-state count, not a national baseline.

Nevada

76
California

12
Texas

5
Alabama

3
Arizona

3
Georgia

2
Oregon

2
Colorado

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Business & Professional Collection Service Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 115.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.08256880733946%.

4 peers

Know your rights before responding to Business & Professional Collection Service Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.